1202 13th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1202 13th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1977
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jan 2006)
Tax Bill	$9,132 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-152-025`

Property Details

APN / Parcel Number

Primary APN	`038-152-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,164 sqft Living Area

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	6,250 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1202 13TH ST
City	LOS OSOS
State	CA
Zip	93402-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 44 LTS 47 & 48
Legal Subdivision	EL MORO
Legal Block	44
Legal Lot Number	47,48 48
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2006
Census Tract	10701

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1202 13TH ST, LOS OSOS, CA 93402-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEL SUR CORPORATION
Apr 28, 2020	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE CO
Apr 28, 2020	Correction Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2006 · Amount on Record
Deed Sale	Jan 20, 2006 · Amount on Record
Prior Sale	Apr 28, 2020
Deed Document Number	0000004650
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1202 13TH ST, LOS OSOS, CA 93402-1404
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 13TH ST, LOS OSOS, CA 93402-1404

Mortgage

Document Number	0000005280
Date	Jan 25, 2021
Instrument	2021005280

Lender

Name	DEL SUR CORPORATION
Type	Non-Lending Institution
Address	SAN FERNANDO, CA 91340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 28, 2020
Property Address	1202 13TH ST, LOS OSOS, CA 93402-1404
Document Number	0000020549
Map Reference	MB A PG 80
Instrument Date	Apr 21, 2020
Instrument	2020020549
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 13TH ST, LOS OSOS, CA 93402-1404

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 28, 2020
Property Address	1202 13TH ST, LOS OSOS, CA 93402-1404
Document Number	0000020550
Instrument Date	Apr 21, 2020
Instrument	20550
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 13TH ST LOS OSOS CA 934021404, LOS OSOS, CA 93402-1404

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,132.00 (+4.92%) Homeowner's exemption	$580,782 (+4.04%) Land $341,638 Building $239,144
2023	$8,704.00 (+3.87%) Homeowner's exemption	$558,231 Land $328,373 Building $229,858
2022	$8,380.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1998–2012)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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