Spotsylvania County property record for 12018 Belfonte Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1998 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2023) |
| Tax Bill | $1,190 (2026) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-A-88B |
| Primary APN | 70-A-88B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,014 sqft Finished Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12018 BELFONTE RD |
|---|---|
| City | BUMPASS |
| State | VA |
| Zip | 23024-8821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A3 - AGRIC |
| Legal Description | ADJ WARE WHITE 665 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | LIVINGSTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20404 |
12018 Belfonte Rd is owned and occupied by two individuals who bought it in January 2023.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12018 BELFONTE RD, BUMPASS, VA 23024-8821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FVCBANK |
| Jan 6, 2023 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE LLC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TOPSIDE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on File |
| Deed Sale | Jan 6, 2023 · Amount on File |
| Prior Sale | Jan 28, 2009 · Amount on File |
| Deed Document Number | 2023224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 12018 BELFONTE RD, BUMPASS, VA 23024-8821 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | PROFESSIONAL HOME STLMNT INC |
| Name | Verified Name |
|---|
| Document Number | 0230000227 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 230000227 |
| Name | FVCBANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jan 6, 2023 |
| Property Address | 12018 BELFONTE RD, BUMPASS, VA 23024-8821 |
| Document Number | 0230000224 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 230000224 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12018 BELFONTE RD, BUMPASS, VA 23024-8821 |
| Document Number | 0230000225 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 230000225 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Feb 1, 2063 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.25% |
| Document Number | 0230000226 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 230000226 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 12018 BELFONTE RD, BUMPASS, VA 23024-8821 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210019666 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 210019666 |
| Name | TOPSIDE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
The 2026 property tax bill for 12018 Belfonte Rd was $1,190.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,190.00 | $161,500 Land $35,200 Building $126,300 | |
| 2025 | $161,500 Land $35,200 Building $126,300 | ||
| 2023 | $1,054.00 | $136,700 Land $26,400 Building $110,300 | $136,700 Land $26,400 Building $110,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12018 Belfonte Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12018 Belfonte Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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