12017 N 2760 Rd, Loyal, OK 73756 Property Records

Kingfisher County property record for 12017 N 2760 Rd, Loyal, OK 73756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 1967
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2022)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-32-18N-08W-2-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-32-18N-08W-2-003-00`
Alternative APN	`5186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Patio Area	120 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5186
Street Address	12017 N 2760 RD
City	LOYAL
State	OK
Zip	73756-5682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR BEG NW/COR NW4 E 466.69' S 233.34' W 466.69' N 233.34' 32-18N-08W
Legal Range	08W
Legal Township	18N
Legal Section	32
Jurisdiction	KINGFISHER OK
Township / Civil Division	KINGFISHER
Census Block Group	1
Census Block	1073
Census Tract	958200

Owner

Source: Kingfisher County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12017 N 2760 RD, LOYAL, OK 73756-5682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Construction Mortgage F & M BANK
Aug 1, 2022	Warranty Deed, Transfer · VA Mortgage BANK2

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	20224067
Deed Book / Page	3450 / 327
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KINGFISHER OK
Property Address	12017 N 2760 RD, LOYAL, OK 73756-5682
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12017 N 2760 RD, LOYAL, OK 73756-5682

Mortgage

Document Number	003383/579
Date	Jul 8, 2021
Book Page	3383/579
Instrument	2021-003294

Lender

Name	F & M BANK
Type	Bank
Address	KINGFISHER, OK 73750

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KINGFISHER OK
Recording Date	Aug 1, 2022
Property Address	12017 N 2760 RD, LOYAL, OK 73756-5682
Document Number	003450/327
Book / Page	3450 / 327
Instrument Date	Aug 1, 2022
Instrument	I-2022-004067
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	NOT AVAILABLE, SOLOMON ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12017 N 2760 RD, LOYAL, OK 73756-5682

Mortgage

Document Number	I2022004068
Date	Aug 1, 2022
Instrument	I-2022-004068

Lender

Name	BANK2
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Kingfisher County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kingfisher County
Unified School District	Lomega Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,030 (+3.01%) Land $5,041 Building $12,989	$163,909 (-26.48%) Land $45,830 Building $118,079
2025	$1,474.00 (+0.27%) Homeowner's exemption	$17,504 (+6.08%) Land $4,894 Building $12,610	$222,943 (+48.63%) Land $55,000 Building $167,943
2023	$1,470.00	$16,500 Land $4,510 Building $11,990	$150,000 Land $41,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BLAINE WATER CORP private · serves 960 people · EPA ID OK2000606
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	12 ppb (2025) action level 15 ppb
Copper	1.85 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Chisholm Broadband Fixed Wireless	100 / 40

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