12016 Oregon Cir N, Champlin, MN 55316 Property Records

Hennepin County property record for 12016 Oregon Cir N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,058 sqft · built 1983
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2017)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-31-0024`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-31-0024`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,058 sqft Living Area
Gross Area	2,339 sqft
1st Floor Area	1,058 sqft
Basement Area	784 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	131 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	497 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	12016 OREGON CIR N
City	CHAMPLIN
State	MN
Zip	55316-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 025 BLOCK 006 B CHAMPLIN RIVER PARK 80 X 131
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	31
Legal Subdivision	CHAMPLIN RIVER PARK
Legal Block	6
Legal Lot Number	25
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	5
Census Block	5004
Census Tract	26906

Owner

12016 Oregon Cir N is owned and occupied by two individuals who bought it in July 2017.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12016 OREGON CIR N, CHAMPLIN, MN 55316-2223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Deed Document Number	201710463133
Prior Transfer Date	Sep 20, 2011
Prior Transfer Doc	00A9697306
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12016 OREGON CIR N, CHAMPLIN, MN 55316-2223
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10767443
Date	Mar 19, 2020
Instrument	A10767443

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 26, 2017
Property Address	12016 OREGON CIR N, CHAMPLIN, MN 55316-2223
Document Number	0A10463133
Instrument Date	Jul 21, 2017
Instrument	A10463133
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12016 OREGON CIR N, CHAMPLIN, MN 55316-2223

Mortgage

Document Number	0A10463134
Date	Jul 26, 2017
Instrument	A10463134

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12016 Oregon Cir N was $4,182 with a homeowner's exemption, up 4.8% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,182.00 (+4.79%) Homeowner's exemption	$353,600 (+2.11%) Land $92,000 Building $261,600	$353,600 (+2.11%) Land $92,000 Building $261,600
2024	$3,991.00 (-12.99%)	$346,300 Land $95,000 Building $251,300	$346,300 Land $95,000 Building $251,300
2023	$4,587.00 Homeowner's exemption
2022		$341,000 Land $96,000 Building $245,000	$341,000 Land $96,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12016 Oregon Cir N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12016 Oregon Cir N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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