12016 Oleander Ave, Naples, FL 34120 Property Records

Collier County property record for 12016 Oleander Ave, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	3,475 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,360,100 (Nov 2023)
Tax Bill	$11,909 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`679405 5803C29`

Property Details

APN / Parcel Number

Primary APN	`679405 5803C29`
Alternative APN	`78715006981`

Interior

Building Area	2,844 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)

Exterior Amenities

Pool Area	420 sqft
Porch	Porch
Porch Area	2,549 sqft
Deck Area	631 sqft

Location & Zoning

Street Address	12016 OLEANDER AVE
City	NAPLES
State	FL
Zip	34120-4072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA TRAILS NAPLES PLAT 3 LOT 580
Legal Subdivision	VALENCIA TRAILS NAPLES PLAT 3
Legal Block	3
Legal Lot Number	580
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10423

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12016 OLEANDER AVE, NAPLES, FL 34120-4072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Nov 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Deed Document Number	20236480615
Deed Book / Page	6308 / 3251
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12016 OLEANDER AVE, NAPLES, FL 34120-4072
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12016 OLEANDER AVE, NAPLES, FL 34120-4072

Mortgage

Document Number	0064080382
Date	Oct 24, 2024
Book Page	6408/382
Instrument	6604847

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 27, 2023
Property Address	12016 OLEANDER AVE, NAPLES, FL 34120-4072
Document Number	0063083251
Book / Page	6308 / 3251
Map Reference	MB 70 PG 71
Instrument Date	Nov 17, 2023
Instrument	6480615
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,520.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12016 OLEANDER AVE, NAPLES, FL 34120-4072

Mortgage

Document Number	0063083253
Date	Nov 27, 2023
Instrument	6308/3253

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,256,548 (+17.55%) Land $341,293 Building $915,255	$1,256,548 (+7.65%) Land $341,293 Building $915,255
2025	$11,909.00 (+18.6%)	$1,068,948 (+1%)	$1,167,251 (+20.12%) Land $315,355 Building $851,896
2024	$10,041.00 (+1,320.23%)	$971,771 (+1,354.46%) Land $290,127 Building $681,644	$971,771 (+1,354.46%) Land $290,127 Building $681,644
2023	$707.00 (+139.66%)	$66,813 (+177.77%) Land $66,813	$66,813 (+177.77%) Land $66,813
2022	$295.00	$24,053 Land $24,053	$24,053 Land $24,053

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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