Louisville/Jefferson County Metro Government property record for 12015 Rock Spring Ct, Coldstream, KY 40245
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,265 sqft · built 1978 |
| Lot Size | 0.4 acres (17,450 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21169702210000 |
| Primary APN | 21169702210000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,265 sqft Finished Area |
| Basement Area | 625 sqft |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,450 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00004310 |
|---|---|
| Street Address | 12015 ROCK SPRING CT |
| City | COLDSTREAM |
| State | KY |
| Zip | 40245-1843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5-RESIDENTIAL SINGLE FAM |
| Legal Description | IRREG COLDSTREAM SEC 2A |
| Legal Subdivision | COLDSTREAM |
| Legal Lot Number | 221 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10324 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12015 ROCK SPRING CT, LOUISVILLE, KY 40245-1843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit CLASS ACT FEDERAL CREDIT UNION |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CLASS ACT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1978 |
| Deed Sale | Jan 1, 1978 |
| Deed Document Number | 0005005627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | May 26, 2026 |
| Property Address | 12015 ROCK SPRING CT, LOUISVILLE, KY 40245-1843 |
| Document Number | 0000060158 |
| Book / Page | 19811 / 1 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202660158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12015 ROCK SPRING CT, LOUISVILLE, KY 40245-1843 |
| Document Number | 0000060158, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 19811/1 |
| Instrument | 202660158 |
| Name | CLASS ACT FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12015 ROCK SPRING CT, COLDSTREAM, KY 40245-1843 |
| Document Number | 0162150291 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 12015 ROCK SPRING CT LOUISVILLE KY 402451843, LOUISVILLE, KY 40245-1843 |
| Document Number | 0162150291 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 016215/000291 |
| Instrument | 253168 |
| Name | CLASS ACT FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Coldstream City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,971.00 (-5.15%) Homeowner's exemption | $225,800 (-) Land $49,950 Building $175,850 | |
| 2024 | $225,800 (-) Land $49,950 Building $175,850 | ||
| 2023 | $2,078.00 (-3.48%) Homeowner's exemption | $225,800 (-) Land $49,950 Building $175,850 | $225,800 (-) Land $49,950 Building $175,850 |
| 2022 | $2,153.00 Homeowner's exemption | $225,800 Land $49,950 Building $175,850 | $225,800 Land $49,950 Building $175,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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