12012 SE 176th Loop, Summerfield, FL 34491 Property Records

Marion County property record for 12012 SE 176th Loop, Summerfield, FL 34491

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,073 sqft · built 2005
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (May 2012)
Tax Bill	$3,725 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6273-302-002`

Property Details

APN / Parcel Number

Primary APN	`6273-302-002`
Alternative APN	`3302141000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,073 sqft Living Area
1st Floor Area	2,073 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 57 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	215 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3302141000
Street Address	12012 SE 176TH LOOP
City	SUMMERFIELD
State	FL
Zip	34491-8041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PUD
Legal Description	SEC 31 TWP 17 RGE 24
Legal Range	24E
Legal Township	17S
Legal Section	31
Legal Subdivision	STONECREST
Legal Block	B
Legal Lot Number	2
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1022
Census Tract	706

Owner

Source: Marion County records · APN 6273-302-002

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12012 SE 176TH LOOP, SUMMERFIELD, FL 34491-8041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2012 · Amount on Record
Deed Sale	May 04, 2012 · Amount on Record
Deed Document Number	2012045058
Deed Book / Page	5671 / 1775
Record Updated	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12012 SE 176TH LOOP, SUMMERFIELD, FL 34491-8041
Transaction Type	Mortgage
Record Updated	Jan 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12012 SE 176TH LOOP, SUMMERFIELD, FL 34491-8041

Mortgage

Document Number	0085160958
Date	Jan 16, 2025
Book Page	8516/958
Instrument	2025006780

Lender

Name	FIFTH THIRD BANK CENTRAL FLORIDA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2054

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,725.00 (+10.24%) Homeowner's exemption	$249,384 (+5.99%) Land $61,800 Building $187,584	$353,493 (-1.74%) Land $61,800 Building $291,693
2023	$3,379.00 (+2.92%) Homeowner's exemption	$235,297 (+3%) Land $61,800 Building $173,497	$359,752 (+12.94%) Land $61,800 Building $297,952
2022	$3,283.00 Homeowner's exemption	$228,444	$318,538 Land $51,900 Building $266,638

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830007061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 312 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Zito West Holding Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	EAST SIDE CONSOLIDATED public/private · serves 40,251 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.