Charles County property record for 12012 Pierce Rd, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,793 sqft · built 1978 |
| Lot Size | 0.38 acres (16,531 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,000 (Jun 2014) |
| Tax Bill | $9,390 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-068332 |
| Primary APN | 06-068332 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,793 sqft Living Area |
| Gross Area | 2,277 sqft |
| 1st Floor Area | 1,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,531 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 068332 |
|---|---|
| Street Address | 12012 PIERCE RD |
| City | WALDORF |
| State | MD |
| Zip | 20601-2746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 27 BLK B SEC 1 MARBELLA SUB |
| Legal Subdivision | MARBELLA SUB |
| Legal Block | B |
| Legal Lot Number | 27 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 850709 |
12012 Pierce Rd is owned and occupied by an individual who bought it in June 2014.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12012 PIERCE RD, WALDORF, MD 20601-2746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jul 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 10, 2017 | Loan Modification, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2014 · Amount on File |
| Deed Sale | Jun 12, 2014 · Amount on File |
| Prior Sale | Nov 9, 2005 · Amount on File |
| Deed Book / Page | 8579 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 12012 PIERCE RD, WALDORF, MD 20601-2746 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12012 PIERCE RD, WALDORF, MD 20601-2746 |
| Document Number | 0132570190 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 13257/190 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 12012 PIERCE RD, WALDORF, MD 20601-2746 |
| Document Number | 0099560405 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12012 PIERCE RD WALDORF MD 206012746, WALDORF, MD 20601-2746 |
| Document Number | 0099560405 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 009956/000405 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 12012 PIERCE RD, WALDORF, MD 20601-2746 |
| Document Number | 0099560390 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12012 PIERCE RD WALDORF MD 206012746, WALDORF, MD 20601-2746 |
| Document Number | 0099560390 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 009956/000390 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2047 |
The 2025 property tax bill for 12012 Pierce Rd was $9,390 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,700 (+5.65%) | $336,800 (-) Land $126,500 Building $210,300 | |
| 2025 | $9,390.00 Homeowner's exemption | $302,600 | $336,800 Land $126,500 Building $210,300 |
| 2023 | $3,867.00 Homeowner's exemption | $269,433 | $285,500 Land $126,500 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12012 Pierce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12012 Pierce Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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