12012 Cambridge Square Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 12012 Cambridge Square Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,134 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$1,045,000 (Dec 2023)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-862-19`

Property Details

APN / Parcel Number

Primary APN	`001-862-19`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,134 sqft Living Area
Gross Area	3,663 sqft
1st Floor Area	1,989 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	529 sqft

Location & Zoning

Street Address	12012 CAMBRIDGE SQUARE DR
City	CORNELIUS
State	NC
Zip	28031-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ(MPD)
Legal Description	L1 M68-354
Legal Subdivision	MANUFACTURTS ADDITION
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

Source: Mecklenburg County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12012 CAMBRIDGE SQUARE DR, CORNELIUS, NC 28031-5823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer TRYON TITLE AGENCY LLC
Dec 8, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	2023115018
Deed Book / Page	38523 / 781
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 8, 2023
Property Address	12012 CAMBRIDGE SQUARE DR, CORNELIUS, NC 28031-5823
Document Number	0000115017
Book / Page	38523 / 779
Map Reference	MB 68 PG 354
Instrument Date	Dec 8, 2023
Instrument	2023115017
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1341 EAST BLVD MOREHEAD ST202, ST202, CHARLOTTE, NC 28203-5801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 E MOREHEAD ST STE 202, 202, CHARLOTTE, NC 28204-2936
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 8, 2023
Property Address	12012 CAMBRIDGE SQUARE DR, CORNELIUS, NC 28031-5823
Document Number	0000115018
Book / Page	38523 / 781
Map Reference	MB 68 PG 354
Instrument Date	Dec 8, 2023
Instrument	2023115018
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1341 EAST BLVD MOREHEAD ST202, ST202, CHARLOTTE, NC 28203-5801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12012 CAMBRIDGE SQUARE DR, CORNELIUS, NC 28031-5823

Mortgage

Document Number	0000115019
Date	Dec 8, 2023
Instrument	2023115019

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year TN
Margin	2
Max Rate	10.6%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,852.00 (+175.78%)	$870,900 (+248.36%) Land $250,000 Building $620,900	$870,900 (+248.36%) Land $250,000 Building $620,900
2023	$2,122.00	$250,000 Land $250,000	$250,000 Land $250,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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