12010 Panay Dr, Houston, TX 77048 Property Records

Harris County property record for 12010 Panay Dr, Houston, TX 77048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 2006
Lot Size	0.119 acres (5,197 sqft)
Owner	Individual Name on File
Last Sale	$112,700 (Jul 2006)
Tax Bill	$29 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-729-003-0021`

Property Details

APN / Parcel Number

Primary APN	`123-729-003-0021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,197 sqft (0.119 acres)
View / Lot	Buildable
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1237290030021
Street Address	12010 PANAY DR
City	HOUSTON
State	TX
Zip	77048-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 BLK 3 PANAY AT PARK VILLAGE SEC 1
Legal Subdivision	PANAY AT PARK VILLAGE SEC 1
Legal Block	3
Legal Lot Number	21
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2003
Census Tract	331604

Owner

12010 Panay Dr is owned and occupied by an individual who bought it in July 2006.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12010 PANAY DR, HOUSTON, TX 77048-4059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2006 · Amount on File
Deed Sale	Jul 19, 2006 · Amount on File
Deed Document Number	2006464279
Deed Book / Page	2497 / 2699
Prior Transfer Date	Jul 17, 2006
Prior Transfer Doc	0000464279
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12010 PANAY DR, HOUSTON, TX 77048-4059
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021606802
Date	Oct 21, 2021
Instrument	2021-606802

Lender

Name	FIRST SERVICE CU
Type	Credit Union
Address	HOUSTON, TX 77064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 12010 Panay Dr was $29 with a homeowner's exemption, up 2,8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,138 (-) Land $46,981 Building $155,157	$202,138 (-) Land $46,981 Building $155,157
2025	$29.00 (+2,8%) Homeowner's exemption	$202,138 Land $46,981 Building $155,157	$202,138 Land $46,981 Building $155,157
2024	$1.00
2023		$225,827 Land $46,981 Building $178,846	$225,827 Land $46,981 Building $178,846
2022	$1.00
2020	$473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12010 Panay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12010 Panay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20