12010 Aspenwood Ln, Laurel, MD 20708 Property Records

Prince George's County property record for 12010 Aspenwood Ln, Laurel, MD 20708

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,256 sqft · built 1981
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2020)
Tax Bill	$4,656 (2023)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1055573`

Property Details

APN / Parcel Number

Primary APN	`10-1055573`
Alternative APN	`1055573`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,256 sqft Total Area
1st Floor Area	1,248 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	192 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1055573
Street Address	12010 ASPENWOOD LN
City	LAUREL
State	MD
Zip	20708-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	MONTPELIER WOODS
Legal Subdivision	MONTPELIER WOODS 2
Legal Block	F
Legal Lot Number	18
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	1
Census Block	1005
Census Tract	800206

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Baltimore-Washington Parkway listed 1991 · 125 contributing resources · NRIS 91000532

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12010 Aspenwood Ln is owned and occupied by an individual who bought it in March 2020.

Source: Prince George's County records, as of October 20, 2023

Owner of Record	Individual Name on File
Mailing Address	12010 ASPENWOOD LN, LAUREL, MD 20708-3102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Mar 4, 2020	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Prior Sale	Oct 10, 2014 · Amount on File
Deed Document Number	0043249222
Deed Book / Page	43249 / 222
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12010 ASPENWOOD LN, LAUREL, MD 20708-3102
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12010 ASPENWOOD LN, LAUREL, MD 20708-3102

Mortgage

Document Number	0477110258
Date	May 25, 2022
Book Page	47711/258

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12010 ASPENWOOD LN, LAUREL, MD 20708-3102
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	NEIGHBORHOOD SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0451060186
Date	Mar 12, 2021
Book Page	45106/186

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Mar 4, 2020
Property Address	12010 ASPENWOOD LN, LAUREL, MD 20708-3102
Document Number	0432490222
Book / Page	043249 / 000222
Instrument Date	Feb 12, 2020
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12010 ASPENWOOD LN LAUREL MD 207083102, LAUREL, MD 20708-3102

Mortgage

Document Number	432490228
Date	Mar 4, 2020
Book Page	043249/000228

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,656.00 Homeowner's exemption	$418,767	$488,500 Land $126,200 Building $362,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12010 Aspenwood Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1995–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12010 Aspenwood Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Believe Broadband.

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