12010 100th Ave, Finlayson, MN 55735 Property Records

Pine County property record for 12010 100th Ave, Finlayson, MN 55735

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,728 sqft · built 2003
Lot Size	10.1 acres (439,956 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2022)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27.0298.000`

Property Details

APN / Parcel Number

Primary APN	`27.0298.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	1,248 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Tilt-Up Concrete
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	439,956 sqft (10.1 acres)
Garage Area	2,560 sqft
Driveway	Driveway
Driveway Area	160 sqft
Porch	Slab
Deck Area	324 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12010 100TH AVE
City	FINLAYSON
State	MN
Zip	55735-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-043 RANGE-021 10.10 AC THE SOUTHWEST 1/4 OF SOUTHWEST 1/4 OF SOUTHWEST 1/4 EXC THE FOLL:THAT PART OF THE
Legal Range	021
Legal Township	043
Legal Section	19
Jurisdiction	PINE MN
Township / Civil Division	PINE LAKE
Census Block Group	3
Census Block	3085
Census Tract	950300

Owner

12010 100th Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Pine County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12010 100TH AVE, FINLAYSON, MN 55735-8606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHVIEW BANK & TRUST
Oct 14, 2025	Deed of Trust, Mortgage ASSOCIATED HEALTHCARE CU
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED HEALTHCARE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Deed Document Number	2022567209
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	12010 100TH AVE, FINLAYSON, MN 55735-8606
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552297
Date	Mar 31, 2020
Instrument	552297

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	12010 100TH AVE, FINLAYSON, MN 55735-8606
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A590448
Date	Oct 14, 2025
Instrument	A590448

Lender

Name	ASSOCIATED HEALTHCARE CU
Type	Credit Union
Address	SAINT PAUL, MN 55102

Agreement

Amount	Amount on Record
Term	179 Months
Due	Sep 17, 2040

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Jan 12, 2022
Property Address	12010 100TH AVE, FINLAYSON, MN 55735-8606
Document Number	0000567209
Instrument Date	Jan 11, 2022
Instrument	567209
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2409 12TH AVE E, SAINT PAUL, MN 55109-2416

Mortgage

Document Number	0000567210
Date	Jan 12, 2022
Instrument	567210

Lender

Name	ASSOCIATED HEALTHCARE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12010 100th Ave was $2,668 with a homeowner's exemption.

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Pine Lake Township
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,800 (+1.51%) Land $94,600 Building $269,200	$363,800 (+1.51%) Land $94,600 Building $269,200
2025	$2,668.00 Homeowner's exemption	$358,400 Land $76,000 Building $282,400	$358,400 Land $76,000 Building $282,400
2023	$1,946.00	$275,600 Land $68,000 Building $207,600	$275,600 Land $68,000 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12010 100th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12010 100th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 100th Ave

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