1201 Sunset Rd, Covington, KY 41011 Property Records

Kenton County property record for 1201 Sunset Rd, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,273 sqft · built 1966
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Feb 2003)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-23-02-005.00`

Property Details

APN / Parcel Number

Primary APN	`040-23-02-005.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,273 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	125 ft deep x 75.7 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1201 SUNSET RD
City	COVINGTON
State	KY
Zip	41011-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTON HILLS PT LOT 145 75.7'X 125' IRREG
Legal Subdivision	KENTON HILLS JJ WEAVER
Legal Lot Number	145
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4007
Census Tract	63800

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1201 SUNSET RD, COVINGTON, KY 41011-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Construction Loan · Line of Credit UNION SVGS
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2003 · Amount on Record
Deed Sale	Feb 7, 2003 · Amount on Record
Last Transfer Date	Nov 23, 2016
Transfer Doc	0000000219
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jan 8, 2021
Property Address	1201 SUNSET RD, COVINGTON, KY 41011-1129
Document Number	0000000098
Book / Page	00M152 / 000100
Instrument Date	Nov 20, 2020
Instrument	98
Transaction Type	Construction Loan
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1201 SUNSET RD COVINGTON KY 410111129, COVINGTON, KY 41011-1129

Mortgage

Document Number	0000000098
Date	Jan 8, 2021
Book Page	00M152/000100
Instrument	98

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 7, 2031

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1201 SUNSET RD, COVINGTON, KY 41011-1129
Document Number	00M1070657
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1201 SUNSET RD COVINGTON KY 410111129, COVINGTON, KY 41011-1129

Mortgage

Document Number	00M1070657
Date	Oct 6, 2020
Book Page	00M107/000657

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1201 SUNSET RD, COVINGTON, KY 41011-1129
Document Number	0000000207
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 SUNSET RD COVINGTON KY 410111129, COVINGTON, KY 41011-1129

Mortgage

Document Number	0000000207
Date	Nov 28, 2018
Book Page	0C6553/000266
Instrument	207

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 27, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,017.00 (-7.04%)	$405,400 (-) Land $50,000 Building $355,400	$405,400 (-) Land $50,000 Building $355,400
2023	$4,321.00	$405,400 Land $50,000 Building $355,400	$405,400 Land $50,000 Building $355,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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