1201 Shadow Ln, Bedford, VA 24523 Property Records

Bedford County property record for 1201 Shadow Ln, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1980
Owner	Individual Name on File
Last Sale	$118,900 (Feb 2016)
Tax Bill	$689 (2025)
Deeds & Mortgages	Nov 2021 Refinance Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75A 1 75`

Property Details

APN / Parcel Number

Primary APN	`75A 1 75`
Alternative APNs	`7517600` `487054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	2,256 sqft

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	487054
Street Address	1201 SHADOW LN
City	BEDFORD
State	VA
Zip	24523-5398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELK GARDEN CLUB LT 75
Legal Subdivision	ELK GARDEN
Legal Lot Number	75
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	1
Census Block	1086
Census Tract	30300

Owner

1201 Shadow Ln is owned and occupied by an individual who acquired it in October 2025.

Source: Bedford County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1201 SHADOW LN, BEDFORD, VA 24523-5398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Oct 6, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2016 · Amount on File
Deed Sale	Feb 29, 2016 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	160001686
Last Transfer Date	Oct 6, 2025
Transfer Doc	0250008592
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1201 SHADOW LN, BEDFORD, VA 24523-5398
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210015924
Date	Nov 8, 2021
Instrument	210015924

Lender

Name	CITIBANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Oct 6, 2025
Property Address	1201 SHADOW LN, BEDFORD, VA 24523-5398
Document Number	0250008592
Map Reference	MB 1 PG 38
Instrument Date	Sep 30, 2025
Instrument	250008592
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	UNKNOWN, ROCKET CLOSE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 SHADOW LN, BEDFORD, VA 24523-5398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 SHADOW LN, BEDFORD, VA 24523-5398

Mortgage

Document Number	0250008593
Date	Oct 6, 2025
Instrument	250008593

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1201 Shadow Ln was $689 with an additional exemption.

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 Additional exemption filed	$168,200 Land $25,000 Building $143,200
2023	$689.00 Additional exemption filed	$84,100	$168,200 Land $25,000 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1201 Shadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 Shadow Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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