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1201 Saddlemaker Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1201 Saddlemaker Dr, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,928 sqft · built 1986
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$188,500 (Oct 2005)
Tax Bill$3,584 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNA870002154

Property Details

APN / Parcel Number

Primary APNA870002154
Alternative APN
  • 3-157C-6088-00-0099.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,928 sqft Living Area
Gross Area2,992 sqft
1st Floor Area1,328 sqft
Basement Area1,284 sqft
Finished Basement600 sqft
Unfinished Basement684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area33 sqft
Deck AreaDeck Area
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870002154
Street Address1201 SADDLEMAKER DR
CitySAINT CHARLES
StateMO
Zip63304-2423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLEBROOK #1 LOT 99
Legal SubdivisionSADDLEBROOK #1
Legal Lot Number99
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4000
Census Tract311124

Owner

Source: St. Charles County records · APN A870002154

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1201 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 19, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2005 · Amount on Record
Deed SaleOct 12, 2005 · Amount on Record
Prior SaleFeb 08, 2001 · Amount on Record
Deed Document Number2005982080
Deed Book / Page4318 / 795
Prior Transfer DateJan 26, 2001
Prior Transfer Doc0025010643
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1201 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2423
Transaction TypeMortgage
Record UpdatedApr 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2423

Mortgage

Document Number0000016192
DateMar 21, 2022
Instrument2022R-016192
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1201 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2423
Document Number0070650126
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedMay 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1201 SADDLEMAKER DR ST CHARLES MO 633042423, ST CHARLES, MO 63304-2423

Mortgage

Document Number0070650126
DateApr 26, 2019
Book Page007065/000126
Instrument193500
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,584.00 (+9.1%)$60,365 (+9.88%)$317,708 (+9.88%) Land $65,000 Building $252,708
2024$3,285.00
2023$54,937
2022$289,141 Land $65,000 Building $224,141

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111244, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 423 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Wisper ISP, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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