Kane County property record for 1201 S 3rd St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,466 sqft · built 1947 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,000 (May 2021) |
| Tax Bill | $8,527 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-376-008 |
| Primary APN | 09-34-376-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 1,256 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,200 sqft (0.326 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1201 S 3RD ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 16 4 15 |
| Legal Subdivision | CIMAGLIOS B |
| Legal Block | 3 |
| Legal Lot Number | 15,16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852201 |
1201 S 3rd St is owned by a company that bought it in May 2021.
Source: Kane County records, as of August 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 311 WALNUT AVE, SAINT CHARLES, IL 60174-2155 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK |
| Jun 16, 2021 | Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK |
| May 21, 2021 | Warranty Deed, Transfer · Line of Credit THE HARVARD STATE BANK |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 202139446 |
| Prior Transfer Date | Feb 11, 1999 |
| Prior Transfer Doc | 0000017891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1201 S 3RD ST, ST CHARLES, IL 60174-4009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000095510 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021K095510 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1201 S 3RD ST, ST CHARLES, IL 60174-4009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046165 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021K046165 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | May 14, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 21, 2021 |
| Property Address | 1201 S 3RD ST, ST CHARLES, IL 60174-4009 |
| Document Number | 0000039446 |
| Map Reference | DOC279313 MB25 PG33 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021K039446 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1201 S 3RD ST, 1201, SAINT CHARLES, IL 60174-4009 |
| Name | Verified Name |
|---|---|
| Address | 311 WALNUT AVE, SAINT CHARLES, IL 60174-2155 |
| Document Number | 0000039448 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021K039448 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 14, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1201 S 3RD ST, ST CHARLES, IL 60174-4009 |
| Document Number | 0000050098 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1201 S 3RD ST ST CHARLES IL 601744009, ST CHARLES, IL 60174-4009 |
| Document Number | 0000050098 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 50098 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2048 |
The 2025 property tax bill for 1201 S 3rd St was $8,527, up 2.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,527.00 (+2.54%) | $121,585 (+8.53%) Land $44,458 Building $77,127 | $364,901 (+8.53%) Land $133,427 Building $231,474 |
| 2024 | $8,316.00 | $112,029 Land $40,964 Building $71,065 | $336,221 Land $122,941 Building $213,280 |
| 2022 | $7,916.00 (+5.42%) | $96,604 (+4.91%) Land $36,893 Building $59,711 | $289,812 (+4.91%) Land $110,679 Building $179,133 |
| 2021 | $7,509.00 | $92,082 Land $35,166 Building $56,916 | $276,246 Land $105,498 Building $170,748 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1201 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1201 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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