McCracken County property record for 1201 S 3rd St, Paducah, KY 42003
| Property Type | Commercial |
|---|---|
| Details | 4,740 sqft · built 1975 |
| Lot Size | 0.326 acres (14,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Apr 2026) |
| Tax Bill | $590 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 112-41-16-006 |
| Primary APN | 112-41-16-006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,740 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,186 sqft (0.326 acres) |
| Lot Dimensions | 173 ft deep x 82 ft wide |
| Account Number | 146547 |
|---|---|
| Street Address | 1201 S 3RD ST |
| City | PADUCAH |
| State | KY |
| Zip | 42003-1611 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 4-5-1 82X173X100X152X27 1201 SO 3RD |
| Legal Subdivision | SUB PLAT FOR W HALL AND C SWEENY |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 30200 |
1201 S 3rd St, a commercial property, is owned by two individuals who bought it in April 2026.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1501 S 4TH ST, PADUCAH, KY 42003-1629 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on File |
| Deed Sale | Apr 16, 2026 · Amount on File |
| Prior Sale | Sep 8, 2023 · Amount on File |
| Deed Document Number | 2026843831 |
| Deed Book / Page | 1540 / 771 |
| Prior Transfer Date | Nov 1, 2022 |
| Prior Transfer Doc | 0000663867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Apr 16, 2026 |
| Property Address | 1201 S 3RD ST, PADUCAH, KY 42003-1611 |
| Document Number | 0000843831 |
| Book / Page | 1540 / 771 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.843831 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1501 S 4TH ST, PADUCAH, KY 42003-1629 |
| Document Number | 0000843832, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.843832 |
| Name | FNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 1201 S 3rd St was $590.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | Paducah Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (-) | $165,000 (-) | |
| 2025 | $590.00 | $165,000 | $165,000 |
| 2023 | $378.00 (-1.82%) | $105,478 (-) | $105,478 (-) |
| 2022 | $385.00 | $105,478 | $105,478 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1201 S 3rd St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1201 S 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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