1201 N 3rd St, El Cajon, CA 92021 Property Records

San Diego County property record for 1201 N 3rd St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 1959
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (May 2026)
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`507-460-18-00`

Property Details

APN / Parcel Number

Primary APN	`507-460-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,132 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1201 N 3RD ST
City	EL CAJON
State	CA
Zip	92021-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 18 TR 003690
Legal Subdivision	GREENFIELD VILLAGE
Legal Tract	003690
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3015
Census Tract	16401

Owner

1201 N 3rd St is owned and occupied by an individual who bought it in May 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1201 N 3RD ST, EL CAJON, CA 92021-3502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
May 21, 2026	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 21, 2026	Grant Deed, Transfer · Conventional Mortgage LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 15, 2020	Grant Deed, Transfer · VA Mortgage USAA
Aug 20, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Mar 22, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	2026146754
Prior Transfer Date	Oct 4, 2004
Prior Transfer Doc	0001037928
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2026
Property Address	1201 N 3RD ST, EL CAJON, CA 92021-3502
Document Number	0000159524
Instrument Date	May 22, 2026
Instrument	2026159524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1201 N 3RD ST, EL CAJON, CA 92021-3502

Mortgage

Document Number	0000159524,
Date	Jun 3, 2026
Instrument	2026159524

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2026
Property Address	1201 N 3RD ST, EL CAJON, CA 92021-3502
Document Number	0000146753
Instrument Date	May 12, 2026
Instrument	2026146753
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1201 N 3RD ST, EL CAJON, CA 92021-3502

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2026
Property Address	1201 N 3RD ST, EL CAJON, CA 92021-3502
Document Number	0000146754
Instrument Date	Apr 23, 2026
Instrument	2026146754
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1201 N 3RD ST, EL CAJON, CA 92021-3502

Mortgage

Document Number	0000146755,
Date	May 21, 2026
Instrument	2026146755

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2020
Property Address	1201 N 3RD ST, EL CAJON, CA 92021-3502
Document Number	0000249135
Instrument Date	Apr 2, 2020
Instrument	249135
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1201 N 3RD ST EL CAJON CA 920213502, EL CAJON, CA 92021-3502

Mortgage

Document Number	249136
Date	May 15, 2020
Instrument	249136

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1201 N 3RD ST, EL CAJON, CA 92021-3502
Document Number	0000361240
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1201 N 3RD ST EL CAJON CA 920213502, EL CAJON, CA 92021-3502

Mortgage

Document Number	0000361240
Date	Aug 23, 2019
Instrument	361240

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1201 N 3RD ST, EL CAJON, CA 92021-3502
Document Number	0000144387
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1201 N 3RD ST EL CAJON CA 920213502, EL CAJON, CA 92021-3502

Mortgage

Document Number	0000144387
Date	Mar 30, 2017
Instrument	144387

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1201 N 3rd St was $6,524, up 1.3% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,865 (+2%) Land $278,876 Building $250,989
2025	$6,524.00 (+1.26%) Homeowner's exemption	$519,476 Land $273,408 Building $246,068
2024	$6,443.00 (+0.66%)
2023	$6,401.00 (+2.74%) Homeowner's exemption	$499,307 Land $262,793 Building $236,514
2022	$6,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1201 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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