1201 N 12th St, Waco, TX 76707 Property Records

McLennan County property record for 1201 N 12th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1927
Lot Size	0.161 acres (7,007 sqft)
Owner	Individual Name on Record
Last Sale	$282,625 (Jan 2024)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-041300-003700-1`

Property Details

APN / Parcel Number

Primary APN	`48-041300-003700-1`
Alternative APNs	`4804130000370010111` `193365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1937
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,007 sqft (0.161 acres)
Lot Dimensions	143 ft deep x 49 ft wide
Porch	Open Porch
Porch Area	112 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	1201 N 12TH ST
City	WACO
State	TX
Zip	76707-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TIBBS & JOHNSON LOT 13B BLOCK 25 ACRES .1609
Legal Subdivision	TIBBS & JOHNSON
Legal Block	25
Legal Lot Number	13B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1014
Census Tract	1200

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 N 12TH ST, WACO, TX 76707-3123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	20242234
Prior Transfer Date	Mar 17, 2020
Prior Transfer Doc	0000009113
Record Updated	Oct 29, 2026

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 24, 2024
Property Address	1201 N 12TH ST, WACO, TX 76707-3123
Document Number	0000002234
Map Reference	VOL 91 PG 640
Instrument Date	Jan 23, 2024
Instrument	2024002234
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 N 12TH ST, WACO, TX 76707-3123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002235
Date	Jan 24, 2024
Instrument	2024002235

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 18, 2020
Property Address	1201 N 12TH ST, WACO, TX 76707-3123
Document Number	0000009113
Map Reference	VOL 91 PG 640
Instrument Date	Mar 17, 2020
Instrument	2020009113
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AGT

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 PENTON LN, 404, WACO, TX 76705-4844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 N 12TH ST, WACO, TX 76707-3123

Mortgage

Document Number	0000009114
Date	Mar 18, 2020
Instrument	2020009114

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,192 (-1.8%) Land $23,263 Building $149,929	$173,192 (-1.8%) Land $23,263 Building $149,929
2025	$3,965.00 (-7.19%)	$176,370 (-1.37%) Land $21,090 Building $155,280	$176,370 (-1.37%) Land $21,090 Building $155,280
2024	$4,272.00 (+6.59%)
2023		$178,820 Land $21,090 Building $157,730	$178,820 Land $21,090 Building $157,730
2022	$4,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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