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1201 Monte Sereno Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 1201 Monte Sereno Ave, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,843 sqft · built 2000
Lot Size0.225 acres (9,784 sqft)
Owner2 Individual Names on File
Last Sale$592,000 (Aug 2015)
Tax Bill$7,721 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN642-431-17-00

Property Details

APN / Parcel Number

Primary APN642-431-17-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,843 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area9,784 sqft (0.225 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1201 MONTE SERENO AVE
CityCHULA VISTA
StateCA
Zip91913-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF3
Legal DescriptionLOT 25 TR 013687
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013687
Legal Block1
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract13322

Owner

1201 Monte Sereno Ave is owned and occupied by two individuals who bought it in August 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1201 MONTE SERENO AVE, CHULA VISTA, CA 91913-1404
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2015 · Amount on File
Deed SaleAug 20, 2015 · Amount on File
Prior SaleJul 20, 2015 · Amount on File
Deed Document Number2015442114
Prior Transfer DateJun 8, 2007
Prior Transfer Doc0000404749
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1201 MONTE SERENO AVE, CHULA VISTA, CA 91913-1404
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 MONTE SERENO AVE, CHULA VISTA, CA 91913-1404

Mortgage

Document Number0000478014
DateJul 1, 2021
Instrument2021-0478014
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term309 Months
DueApr 1, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1201 MONTE SERENO AVE, CHULA VISTA, CA 91913-1404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000463655
DateAug 18, 2020
Instrument2020-0463655
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term316 Months
DueDec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1201 Monte Sereno Ave was $7,721 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$714,814 (+2%) Land $252,357 Building $462,457
2025$7,721.00$700,799 Land $247,409 Building $453,390
2023$9,760.00 (-5.34%)$673,587 Land $237,802 Building $435,785
2022$10,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1201 Monte Sereno Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1201 Monte Sereno Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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