Kane County property record for 1201 Illinois Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,602 sqft · built 1885 |
| Lot Size | 0.112 acres (4,895 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $222,500 (Oct 2021) |
| Tax Bill | $7,307 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-27-487-013 |
| Primary APN | 09-27-487-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Living Area |
| Basement Area | 572 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,895 sqft (0.112 acres) |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1201 ILLINOIS AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE 1/4 SEC 27-40-8 (EX AS DESC IN DOC 2005K066496) |
| Legal Range | 08 |
| Legal Township | 40 |
| Legal Section | 27 |
| Legal Subdivision | WILCOX WH |
| Legal Block | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 852002 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37W579 MILLS CT, SAINT CHARLES, IL 60175-4701 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Jan 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Jan 3, 2018 · Amount on Record |
| Deed Document Number | 202176858 |
| Prior Transfer Date | Jun 13, 2005 |
| Prior Transfer Doc | 0000066496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 12, 2021 |
| Property Address | 1201 ILLINOIS AVE, ST CHARLES, IL 60174-3134 |
| Document Number | 0000076858 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021K076858 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37W570 MILLS CT, ST CHARLES, IL 60175-4701 |
| Document Number | 0000076859 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021K076859 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 3, 2018 |
| Property Address | 1201 ILLINOIS AVE, ST CHARLES, IL 60174-3134 |
| Document Number | 0000000446 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 2018K000446 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1201 ILLINOIS AVE, SAINT CHARLES, IL 60174-3134 |
| Document Number | 0000000447 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 2018K000447 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate | 4.12% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,307.00 (+10.19%) | $104,190 (+8.53%) Land $28,008 Building $76,182 | $312,695 (+8.53%) Land $84,058 Building $228,637 |
| 2024 | $96,001 (+16.89%) Land $25,807 Building $70,194 | $288,118 (+16.94%) Land $77,452 Building $210,666 | |
| 2022 | $6,631.00 (+12.49%) | $82,129 (+4.91%) Land $23,242 Building $58,887 | $246,387 (+4.91%) Land $69,726 Building $176,661 |
| 2021 | $5,895.00 Homeowner's exemption | $78,285 Land $22,154 Building $56,131 | $234,855 Land $66,462 Building $168,393 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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