1201 Gallop Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1201 Gallop Ave, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 2021
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jul 2021)
Tax Bill	$3,713 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Jul 2021 Sale & Mortgage + 2 more
APN	`1590000000680`

Property Details

APN / Parcel Number

Primary APN	`1590000000680`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	828 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1201 GALLOP AVE
City	CHESAPEAKE
State	VA
Zip	23324-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	142 SEC 2 PORTLOCK TERR
Legal Subdivision	PORTLOCK TERRACE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4008
Census Tract	20600

Owner

1201 Gallop Ave is owned and occupied by an individual who bought it in July 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1201 GALLOP AVE, CHESAPEAKE, VA 23324-1412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 12, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 28, 2021	Deed, Transfer
Jan 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Jan 23, 2020 · Amount on File
Deed Document Number	202131668
Deed Book / Page	10406 / 1829
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1201 GALLOP AVE, CHESAPEAKE, VA 23324-1412
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10511/1200
Date	Jan 24, 2022
Book Page	10511/1200
Instrument	220002550

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 12, 2021
Property Address	1201 GALLOP AVE, CHESAPEAKE, VA 23324-1412
Document Number	10406/1829
Book / Page	10406 / 1829
Instrument Date	Jul 8, 2021
Instrument	210031668
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 GALLOP AVE, CHESAPEAKE, VA 23324-1412

Mortgage

Document Number	0210031669
Date	Jul 12, 2021
Instrument	210031669

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 28, 2021
Property Address	1201 GALLOP AVE, CHESAPEAKE, VA 23324-1412
Document Number	010301/525
Book / Page	10301 / 525
Instrument Date	Jan 27, 2021
Instrument	210004261
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 CAROLINA RD, CHESAPEAKE, VA 23322-1459

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 23, 2020
Property Address	1201 GALLOP AVE, CHESAPEAKE, VA 23324-1412
Document Number	010104/930
Book / Page	10104 / 930
Instrument Date	Jan 21, 2020
Instrument	200002254
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6418, CHESAPEAKE, VA 23323-0418

Tax Assessment & Valuation

The 2025 property tax bill for 1201 Gallop Ave was $3,713, up 4.2% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,000 (+10.45%) Land $115,000 Building $291,000	$406,000 (+10.45%) Land $115,000 Building $291,000
2025	$3,713.00 (+4.24%)	$367,600 Land $110,000 Building $257,600	$367,600 Land $110,000 Building $257,600
2024	$3,562.00
2023		$327,700 (+14.02%) Land $90,000 Building $237,700	$327,700 (+14.02%) Land $90,000 Building $237,700
2022		$287,400 Land $80,000 Building $207,400	$287,400 Land $80,000 Building $207,400
2019	$720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1201 Gallop Ave; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 Gallop Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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