1201 E Raymond Ave, Indian Head, MD 20640 Property Records

Charles County property record for 1201 E Raymond Ave, Indian Head, MD 20640

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,937 sqft · built 1945
Lot Size0.237 acres (10,300 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Dec 2022)
Tax Bill$12,035 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-005008

Property Details

APN / Parcel Number

Primary APN07-005008
Alternative APNs
  • 7005008
  • 005008

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,937 sqft Living Area
Gross Area3,067 sqft
1st Floor Area1,388 sqft
Basement Area990 sqft
Finished Basement990 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,300 sqft (0.237 acres)
PorchOpen Porch
Porch Area180 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number005008
Street Address1201 E RAYMOND AVE
CityINDIAN HEAD
StateMD
Zip20640-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionP/O LOT 8 =0.2365 AC RAYMOND AVENUE INDIAN HEAD
Legal SubdivisionTOWN OF LA PLATA
Legal Block1
Legal Lot Number8
JurisdictionCHARLES MD
Township / Civil Division7, POMONKEY
Census Block Group1
Census Block1026
Census Tract850202

Owner

1201 E Raymond Ave is owned and occupied by two individuals who bought it in December 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1201 E RAYMOND AVE, INDIAN HEAD, MD 20640-1712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Deed, Transfer · FHA Mortgage
WESBANCO BANK INC
Oct 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
PLATINUM MORTGAGE INC
Aug 15, 2022Deed, Transfer · Stand-Alone First Mortgage
DOMINION FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2022 · Amount on File
Deed SaleDec 16, 2022 · Amount on File
Prior SaleAug 10, 2022 · Amount on File
Deed Book / Page12801 / 223
Record UpdatedOct 29, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 16, 2022
Property Address1201 E RAYMOND AVE, INDIAN HEAD, MD 20640-1712
Document Number0128010223
Book / Page12801 / 223
Map ReferenceLB HCC 23 FO 566
Instrument DateNov 30, 2022
Transaction TypeTransfer
Record UpdatedDec 29, 2022
Title CompanyTITLE HOUSE STLMT & ESCROW L

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1201 E RAYMOND AVE, INDIAN HEAD, MD 20640-1712

Mortgage

Document Number0012801231
DateDec 16, 2022
Instrument12801/231
Lender
NameWESBANCO BANK INC
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052

Mortgage

Document Number0128010251
DateDec 16, 2022
Book Page12801/251
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1201 E RAYMOND AVE, INDIAN HEAD, MD 20640-1712
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyDULANEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104340276
DateOct 23, 2018
Book Page10434/276
Lender
NamePLATINUM MORTGAGE INC
TypeMortgage Company
AddressMADISON, AL 35758
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateAug 15, 2022
Property Address1201 E RAYMOND AVE, INDIAN HEAD, MD 20640-1712
Document Number0126650402
Book / Page12665 / 402
Map ReferenceLB HCC 23 FO 566
Instrument DateJul 28, 2022
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyBUYERS TITLE, BUYERS TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
AddressPO BOX 542, PORT TOBACCO, MD 20677-0542

Mortgage

Document Number0012665406
DateAug 15, 2022
Instrument12665/406
Lender
NameDOMINION FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term7 Months
DueMar 28, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1201 E Raymond Ave was $12,035.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityIndian Head Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$393,167$450,100 Land $70,100 Building $380,000
2025$12,035.00
2023$3,775.00$236,167$364,700 Land $70,100 Building $294,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1201 E Raymond Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2011–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 E Raymond Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF INDIAN HEAD
serves 4,100 people · EPA ID MD0080020
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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