1201 E Main St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1201 E Main St, Albert Lea, MN 56007

Property Summary

Property Type	Commercial
Lot Size	0.38 acres (16,472 sqft)
Owner	Company Name on Record
Tax Bill	$4,724 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.180.4570`

Property Details

APN / Parcel Number

Primary APN	`34.180.4570`

Exterior

Lot Area	16,472 sqft (0.38 acres)
Lot Dimensions	116 ft deep x 142 ft wide

Location & Zoning

Street Address	1201 E MAIN ST
City	ALBERT LEA
State	MN
Zip	56007-3632
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B2
Legal Description	HOME ADDITION LOT-6-8 BLOCK-022 LOT 6 7 & 8 BLK 22 EXC HWY EASEMENT ALSO EXC PT LOT 8 BLK 22 SHOWN AS PARCEL 230 ON MN DEPT O
Legal Subdivision	HOME ADDITION
Legal Block	22
Legal Lot Number	6-8
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2007
Census Tract	180600

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	701 S BROADWAY AVE, ALBERT LEA, MN 56007-4531
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK HARTLAND
Dec 16, 2021	Warranty Deed, Transfer
Nov 6, 2020	Warranty Deed, Transfer · Commercial Mortgage FARMERS STATE BANK HARTLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021
Deed Sale	Dec 16, 2021
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	2021552452
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1201 E MAIN ST, ALBERT LEA, MN 56007-3632
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A546274
Date	Dec 28, 2020
Instrument	A546274

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Feb 15, 2028

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Dec 16, 2021
Property Address	1201 E MAIN ST, ALBERT LEA, MN 56007-3632
Document Number	000A552452
Instrument Date	Nov 9, 2021
Instrument	A552452
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 48TH ST NW, ROCHESTER, MN 55901-5848
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 6, 2020
Property Address	1201 E MAIN ST, ALBERT LEA, MN 56007-3632
Document Number	CRV1179586
Instrument Date	Nov 6, 2020
Instrument	CRV1179586
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82299 200TH ST, 82299, HAYWARD, MN 56043-4072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S BROADWAY AVE, ALBERT LEA, MN 56007-4531

Mortgage

Document Number	000A545455
Date	Nov 16, 2020
Instrument	A545455

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,724.00	$194,200 (+3.96%) Land $61,500 Building $132,700	$194,200 (+3.96%) Land $61,500 Building $132,700
2025	$4,724.00 (+3.55%)
2023	$4,562.00 (-2.73%)	$186,800 Land $61,500 Building $125,300	$186,800 Land $61,500 Building $125,300
2020	$4,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 3 claims Severe Storms, Tornadoes & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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