Clay County property record for 1201 Downing St, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,640 sqft · built 1980 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,982 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-608-00-11-016.00 |
| Primary APN | 14-608-00-11-016.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 3,250 sqft |
| 1st Floor Area | 1,640 sqft |
| Basement Area | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 134 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 306 sqft |
| Patio Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1201 DOWNING ST |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANTERBURY 3RD PLAT LT 21 BLK 7 |
| Legal Range | 32W |
| Legal Township | 51N |
| Legal Section | 13 |
| Legal Subdivision | CANTERBURY 3RD |
| Legal Block | 7 |
| Legal Lot Number | 21 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 22302 |
1201 Downing St is owned and occupied by an individual who acquired it in August 2016.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1201 DOWNING ST, LIBERTY, MO 64068-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Sep 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2016 |
| Deed Sale | Aug 11, 2016 |
| Prior Sale | Nov 19, 2001 · Amount on File |
| Deed Document Number | 201627562 |
| Deed Book / Page | 7781 / 128 |
| Prior Transfer Date | Nov 13, 2001 |
| Prior Transfer Doc | 0000080806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1201 DOWNING ST, LIBERTY, MO 64068-3029 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1201 DOWNING ST, LIBERTY, MO 64068-3029 |
| Document Number | 0000023824 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 9410/129 |
| Instrument | 2022023824 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1201 DOWNING ST, LIBERTY, MO 64068-3029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1201 DOWNING ST, LIBERTY, MO 64068-3029 |
| Document Number | 0000031904 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 8787/106 |
| Instrument | 2020031904 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Sep 1, 2046 |
The 2025 property tax bill for 1201 Downing St was $3,982.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,982.00 | $55,420 | $291,684 |
| 2023 | $3,773.00 | $48,240 | $253,894 |
| 2019 | $2,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1201 Downing St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 67 (1979–2017) |
| Claims Outside the SFHA | 34 of 67 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1201 Downing St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY PWS serves 30,800 people · EPA ID MO1010466 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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