1201 20th St SW, Cedar Rapids, IA 52404 Property Records

Linn County property record for 1201 20th St SW, Cedar Rapids, IA 52404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,240 sqft · built 1951
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (May 2018)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14304-55007-00000`

Property Details

APN / Parcel Number

Primary APN	`14304-55007-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,240 sqft
Attic	Attic
Attic Area	424 sqft
Basement Area	816 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Porch	Enclosed Frame Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1201 20TH ST SW
City	CEDAR RAPIDS
State	IA
Zip	52404-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAND HEIGHTS 1ST STR/LB 25
Legal Range	7W
Legal Township	83N
Legal Section	30
Legal Subdivision	WESTLAND HEIGHTS 1ST
Legal Lot Number	25
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2021
Census Tract	2400

Owner

1201 20th St SW is owned and occupied by two individuals who bought it in May 2018.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1201 20TH ST SW, CEDAR RAPIDS, IA 52404-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
May 25, 2018	Warranty Deed, Transfer · VA Mortgage ACADEMY MTG
Feb 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Feb 25, 2010 · Amount on File
Deed Book / Page	10107 / 127
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0074990227
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1201 20TH ST SW, CEDAR RAPIDS, IA 52404-1635
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 20TH ST SW, CEDAR RAPIDS, IA 52404-1635

Mortgage

Document Number	2025027729
Date	Oct 7, 2025
Instrument	2025-027729

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	1240 8TH AVE, MARION, IA 52302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2055

Interest

Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	May 25, 2018
Property Address	1201 20TH ST SW, CEDAR RAPIDS, IA 52404-1635
Document Number	0101070127
Book / Page	010107 / 000127
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1201 20TH ST SW CEDAR RAPIDS IA 524041635, CEDAR RAPIDS, IA 52404-1635

Mortgage

Document Number	101070129
Date	May 25, 2018
Book Page	010107/000129

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Feb 17, 2017
Property Address	1201 20TH ST SW, CEDAR RAPIDS, IA 52404-1635
Document Number	0097690222
Book / Page	009769 / 000222
Instrument Date	Aug 19, 2016
Transaction Type	Transfer
Record Updated	Feb 22, 2017

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	409 VANDERBILT ST FAIRFAX IA 522289508, FAIRFAX, IA 52228-9508

Tax Assessment & Valuation

The 2025 property tax bill for 1201 20th St SW was $2,462.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,200 (-) Land $33,000 Building $139,200	$172,200 (-) Land $33,000 Building $139,200
2025	$2,462.00	$172,200 Land $33,000 Building $139,200	$172,200 Land $33,000 Building $139,200
2024	$2,462.00
2023		$160,100 Land $30,000 Building $130,100	$160,100 Land $30,000 Building $130,100
2022	$2,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1201 20th St SW in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1201 20th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable	300 / 30
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: GigFire.

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