1201 1st St, Elgin, OK 73538 Property Records

Comanche County property record for 1201 1st St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Sep 2024)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-1-50973-311-0013`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-1-50973-311-0013`
Alternative APNs	`050973-3110013-00000` `160045661` `45661`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45661
Street Address	1201 1ST ST
City	ELGIN
State	OK
Zip	73538-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31-4N-10W C. T. BEG 613' W & 86' N OF SE/C NE/4 SEC 31 THN N 137', E 70', S 137', W 70' TO POB
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Subdivision	4N-10W ELGIN CITY
Legal Block	311
Legal Lot Number	13
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1073
Census Tract	2101

Owner

1201 1st St is owned and occupied by two individuals who bought it in September 2024.

Source: Comanche County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1201 1ST ST, ELGIN, OK 73538-8804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2024 · Amount on File
Deed Sale	Sep 11, 2024 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	202413067
Deed Book / Page	9659 / 202
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 1, 2019
Property Address	1201 1ST ST, ELGIN, OK 73538-8804
Document Number	008237/088
Book / Page	8237 / 088
Instrument Date	May 1, 2019
Instrument	2019-005917
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 1ST ST, ELGIN, OK 73538-8804

Mortgage

Document Number	2019005918
Date	May 1, 2019
Instrument	2019-005918

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1201 1st St was $1,737.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,170 (-) Land $1,428 Building $15,742	$152,628 (-) Land $12,696 Building $139,932
2025	$1,737.00	$17,170 (+63.76%) Land $1,428 Building $15,742	$152,628 (+63.76%) Land $12,696 Building $139,932
2024	$1,737.00 (+43.08%)	$10,485 (-9.82%) Land $1,428 Building $9,057	$93,203 (-9.82%) Land $12,696 Building $80,507
2023	$1,214.00	$11,627 Land $1,428 Building $10,199	$103,354 Land $12,696 Building $90,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1201 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 1st St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 750
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20