12009 Sturgis Rd, Black Hawk, SD 57718 Property Records

Meade County property record for 12009 Sturgis Rd, Black Hawk, SD 57718

Property Summary

Property TypeSingle Family Home
Lot Size1.36 acres (59,242 sqft)
OwnerIndividual Name on File
Tax Bill$3,213 (2025)
Deeds & MortgagesJan 2019 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0D.69.0A

Property Details

APN / Parcel Number

Primary APN0D.69.0A

Exterior

Lot Area59,242 sqft (1.36 acres)

Location & Zoning

Street Address12009 STURGIS RD
CityBLACK HAWK
StateSD
Zip57718-6333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURNS SUB LOT A
Legal Range06
Legal Township03
Legal Section26
Legal SubdivisionBURNS SUB
Legal Lot NumberA
JurisdictionMEADE SD
Township / Civil DivisionPIEDMONT
Census Block Group3
Census Block3024
Census Tract20303

Owner

12009 Sturgis Rd is owned and occupied by an individual.

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12009 STURGIS RD, BLACK HAWK, SD 57718-6333
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
BLACK HILLS FCU
Jun 1, 2017Deed of Trust, Mortgage · ARM
BLACK HILLS FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address12009 STURGIS RD, BLACK HAWK, SD 57718-6333
Transaction TypeMortgage
Record UpdatedFeb 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number909/537
DateJan 15, 2019
Book Page909/537
Instrument19000292
Lender
NameBLACK HILLS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 28, 2034
Interest
Rate TypeFixed Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address12009 STURGIS RD, BLACK HAWK, SD 57718-6333
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 17003264
DateJun 1, 2017
Book Page889/1196
Instrument17003264
Lender
NameBLACK HILLS FCU
TypeCredit Union
AddressRAPID CITY, SD 57701
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.75%
Index1-Year LIBOR
Max Rate7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 12009 Sturgis Rd was $3,213, up 1.4% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalityPiedmont City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,132 (-) Land $71,800 Building $203,332$275,132 (-) Land $71,800 Building $203,332
2025$3,213.00 (+1.42%) Additional exemption filed$275,132 Land $71,800 Building $203,332$275,132 Land $71,800 Building $203,332
2024$3,168.00
2023$275,132 Land $71,800 Building $203,332
2022$3,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12009 Sturgis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12009 Sturgis Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 52% of South Dakota
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber in parts of the area
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20

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