12009 E Lake Dr, Springfield, NE 68059 Property Records

Sarpy County property record for 12009 E Lake Dr, Springfield, NE 68059

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,591 sqft · built 2010
Lot Size	0.826 acres (36,014 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Dec 2020)
Tax Bill	$6,208 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`011575660`

Property Details

APN / Parcel Number

Primary APN	`011575660`
Alternative APN	`13460149`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,591 sqft Total Area
1st Floor Area	2,591 sqft
Attic Area	272 sqft
Basement Area	545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Ranch
Lot Area	36,014 sqft (0.826 acres)
Garage Type	Attached
Garage Area	3,330 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	536 sqft
Deck Area	631 sqft
Patio Area	569 sqft
Shed	1 Shed
Shed Area	388 sqft

Location & Zoning

Account Number	13460149
Street Address	12009 E LAKE DR
City	SPRINGFIELD
State	NE
Zip	68059-5192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 VILLA SPRINGS REPLAT 1
Legal Subdivision	VILLA SPRINGS REPLAT 1
Legal Lot Number	14
Jurisdiction	SARPY NE
Township / Civil Division	PLATFORD-SPRINGFIELD I
Census Block Group	3
Census Block	3015
Census Tract	10702

Owner

Source: Sarpy County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12009 E LAKE DR, SPRINGFIELD, NE 68059-5192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Line of Credit CHARTER WEST BANK
Apr 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Nov 13, 2017	Quit Claim Deed, Transfer · ARM FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	0000002402
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	12009 E LAKE DR, SPRINGFIELD, NE 68059-5192
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12009 E LAKE DR, SPRINGFIELD, NE 68059-5192

Mortgage

Document Number	0000001740
Date	May 3, 2022
Instrument	2022-11740

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	12009 E LAKE DR, SPRINGFIELD, NE 68059-5192
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007061
Date	Apr 5, 2018
Instrument	2018-07061

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Dec 9, 2020
Property Address	12009 E LAKE DR, SPRINGFIELD, NE 68059-5192
Document Number	0000002402
Instrument Date	Dec 3, 2020
Instrument	2020-42402
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	AKSARBEN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,597.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000002403
Date	Dec 9, 2020
Instrument	2020-42403

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARPY NE
Recording Date	Nov 13, 2017
Property Address	12009 E LAKE DR, SPRINGFIELD, NE 68059-5192
Document Number	0000007331
Instrument Date	Nov 3, 2017
Instrument	2017-27331
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NEBRASKA LAND TITLE & ABSTRA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.25
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000007332
Date	Nov 13, 2017
Instrument	2017-27332

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Unified School District	Springfield Platteview Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,208.00 (+2.05%)	$845,926 (+12.6%) Land $167,300 Building $678,626	$845,926 (+12.6%) Land $167,300 Building $678,626
2024	$6,083.00 (-24.54%)
2023	$8,061.00 (-9.04%)	$751,273 Land $167,300 Building $583,973	$751,273 Land $167,300 Building $583,973
2022	$8,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	145 (1978–2019)
Claims Outside the SFHA	36 of 145
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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