12009 Bernard Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 12009 Bernard Dr, Silver Spring, MD 20902 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 1987
Square Footage2,620 sqft Living Area
Lot Size5,522 sqft (0.127 acres)
GarageAttached, 261 sqft
OccupancyOwner Occupied
Last Sale$750,000 (2022)
Tax Bill$6,191.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-01094413
Alternative APN
  • 01094413

Interior

Full Baths4 Baths
Building Area2,620 sqft Living Area
Gross Area2,881 sqft Gross Area
1st Floor1,377 sqft 1st Floor
Basement Area837 sqft Basement
Finished Basement837 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area5,522 sqft (0.127 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area261 sqft Garage
Deck Area119 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number01094413
Street Address12009 BERNARD DR
CitySILVER SPRING
StateMD
Zip20902-1877
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARCOLA
Legal SubdivisionMAGRUDERS SUB
Legal Block1B
Legal Lot Number5
JurisdictionMONTGOMERY MD
Minor Civil Division13
Census Blockgroup1
Census Block1010
Census Tract703207

Owner

Source: Montgomery County records · APN 13-01094413

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address12009 BERNARD DR, SILVER SPRING, MD 20902-1877
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2022Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Apr 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
SANDY SPRING BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Dec 07, 2022
  • Deed Sale Price on Dec 07, 2022
  • Prior Sale Amount on Dec 01, 1986
Deed Book / Page66562 / 254
Prior Transfer DateOct 26, 2015
Prior Transfer Doc0516480070
Record RefreshedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateDec 07, 2022
Property Address12009 BERNARD DR, SILVER SPRING, MD 20902-1877
Document Number0665620254
Book / Page66562 / 254
Map ReferenceMB 21 PL 1311
Instrument DateNov 22, 2022
Transaction TypeTransfer
Record UpdatedDec 20, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address12009 BERNARD DR, SILVER SPRING, MD 20902-1877

Mortgage

Document Number0066562261
DateDec 07, 2022
Instrument66562/261
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12009 BERNARD DR, SILVER SPRING, MD 20902-1877
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4708 BAYFIELDS RD, HARWOOD, MD 20776-9575

Mortgage

Document Number0624850282
DateApr 09, 2021
Book Page62485/282
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term370 Months
DueFeb 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateFeb 01, 2031
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$579,600 (+1.88%)$601,000 (+5.64%) Land $177,000 Building $424,000
2025$6,191.00 (-4.93%)$568,900 (+30.65%) Land $177,000 Building $391,900$568,900 (-) Land $177,000 Building $391,900
2024$6,512.00 (+61.63%)
2023$435,433$568,900 Land $177,000 Building $391,900
2022$4,029.00

Nearby Properties on Bernard Dr

Nearby Streets

Search Property Records by Address or Parcel Number