12007 Millay Dr, Chesterfield, VA 23838 Property Records

Chesterfield County property record for 12007 Millay Dr, Chesterfield, VA 23838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 2018
Lot Size	3.12 acres (136,212 sqft)
Owner	Individual Name on File
Last Sale	$272,820 (Nov 2018)
Tax Bill	$3,588 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`743-62-56-08-100-000`

Property Details

APN / Parcel Number

Primary APN	`743-62-56-08-100-000`
Alternative APN	`400838001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,642 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	136,212 sqft (3.12 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	271 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400838001
Street Address	12007 MILLAY DR
City	CHESTERFIELD
State	VA
Zip	23838-4182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25 - SING
Legal Description	RIVERS TRACE SEC K 001
Legal Subdivision	RIVERS TRACE
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3007
Census Tract	100704

Owner

12007 Millay Dr is owned and occupied by an individual who bought it in November 2018.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12007 MILLAY DR, CHESTERFIELD, VA 23838-4182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional with PMI CAPITAL CTRL LLC
Aug 1, 2019	Deed of Trust, Mortgage · Conventional with PMI CAPITAL CTRL LLC
Nov 9, 2018	Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG
Apr 20, 2018	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Apr 20, 2018 · Amount on File
Deed Document Number	201842176
Deed Book / Page	12149 / 908
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12007 MILLAY DR, CHESTERFIELD, VA 23838-4182
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014356-632
Date	Aug 28, 2023
Book Page	14356/632
Instrument	2023025935

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 28, 2033

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12007 MILLAY DR, CHESTERFIELD, VA 23838-4182
Document Number	13169178
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12007 MILLAY DR CHESTERFIELD VA 238384182, CHESTERFIELD, VA 23838-4182

Mortgage

Document Number	13169178
Date	Jan 5, 2021
Book Page	013169/000178
Instrument	516

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12007 MILLAY DR, CHESTERFIELD, VA 23838-4182
Document Number	12397129
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12007 MILLAY DR CHESTERFIELD VA 238384182, CHESTERFIELD, VA 23838-4182

Mortgage

Document Number	12397129
Date	Aug 2, 2019
Book Page	012397/000129
Instrument	29461

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 9, 2018
Property Address	12007 MILLAY DR, CHESTERFIELD, VA 23838-4182
Document Number	12149908
Book / Page	012149 / 000908
Instrument Date	Nov 6, 2018
Instrument	42176
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12007 MILLAY DR CHESTERFIELD VA 238384182, CHESTERFIELD, VA 23838-4182

Mortgage

Document Number	12149914
Date	Nov 9, 2018
Book Page	012149/000914
Instrument	42177

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 20, 2018
Property Address	12007 MILLAY DR, CHESTERFIELD, VA 23838-4182
Document Number	11956104
Book / Page	011956 / 000104
Instrument Date	Apr 17, 2018
Instrument	14039
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 NEWBYS BRIDGE RD CHESTERFIELD VA 238327727, CHESTERFIELD, VA 23832-7727
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 12007 Millay Dr was $3,588.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,588.00	$400,400 (+4.43%) Land $97,000 Building $303,400	$400,400 (+4.43%) Land $97,000 Building $303,400
2025		$383,400 Land $92,000 Building $291,400	$383,400 Land $92,000 Building $291,400
2023	$3,243.00	$353,700 Land $82,000 Building $271,700	$353,700 Land $82,000 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12007 Millay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12007 Millay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Millay Dr

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