12006 Palisades Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 12006 Palisades Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,576 sqft · built 1978
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$686,000 (Apr 2014)
Tax Bill	$9,426 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-032248`

Property Details

APN / Parcel Number

Primary APN	`03-032248`
Alternative APNs	`3032248` `032248`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,576 sqft Total Area
Attic	Attic
Attic Area	323 sqft
Basement Area	1,558 sqft
Finished Basement	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	980 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	215 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032248
Street Address	12006 PALISADES DR
City	DUNKIRK
State	MD
Zip	20754-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 PATUXENT PALISADES
Legal Subdivision	PLAT #1 PATUXENT PALISADES
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

12006 Palisades Dr is owned and occupied by two individuals who bought it in April 2014.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12006 PALISADES DR, DUNKIRK, MD 20754-9432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2014 · Amount on File
Deed Sale	Apr 9, 2014 · Amount on File
Prior Sale	Jun 13, 1983 · Amount on File
Deed Book / Page	4366 / 308
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12006 PALISADES DR, DUNKIRK, MD 20754-9432
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12006 PALISADES DR, DUNKIRK, MD 20754-9432

Mortgage

Document Number	0068120407
Date	Nov 6, 2025
Book Page	6812/407

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12006 PALISADES DR, DUNKIRK, MD 20754-9432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053380331
Date	Apr 2, 2019
Book Page	5338/331

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12006 PALISADES DR, DUNKIRK, MD 20754-9432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054330357
Date	Sep 13, 2019
Book Page	5433/357

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Apr 1, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12006 PALISADES DR, DUNKIRK, MD 20754-9432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056090510
Date	Jun 9, 2020
Book Page	5609/510

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 12006 Palisades Dr was $9,426.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,467	$875,400 Land $270,800 Building $604,600
2025	$9,426.00
2023	$7,982.00	$768,333	$853,000 Land $270,800 Building $582,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12006 Palisades Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12006 Palisades Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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