12005 Stuart Ridge Dr, Herndon, VA 20170 Property Records

Fairfax County property record for 12005 Stuart Ridge Dr, Herndon, VA 20170

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,217 sqft · built 1974
Lot Size	0.258 acres (11,230 sqft)
Owner	Individual Name on File
Last Sale	$411,000 (Jun 2009)
Tax Bill	$7,718 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0113-03-0122`

Property Details

APN / Parcel Number

Primary APN	`0113-03-0122`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area
Gross Area	1,893 sqft
Basement Area	356 sqft
Game Room	Game Room
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,230 sqft (0.258 acres)
View / Lot	Buildable
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	63 sqft
Deck Area	214 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12005 STUART RIDGE DR
City	HERNDON
State	VA
Zip	20170-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	131
Legal Description	STUART RIDGE LT 122 SEC 1
Legal Subdivision	STUART RIDGE
Legal Block	2
Legal Lot Number	122
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	2
Census Block	2002
Census Tract	480503

Owner

12005 Stuart Ridge Dr is owned and occupied by an individual who acquired it in August 2025.

Source: Fairfax County records, as of September 22, 2025

Owner of Record	Individual Name on File
Mailing Address	12005 STUART RIDGE DR, HERNDON, VA 20170-2717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2009 · Amount on File
Deed Sale	Jun 29, 2009 · Amount on File
Prior Sale	Apr 30, 2004 · Amount on File
Deed Document Number	200921060005
Last Transfer Date	Aug 21, 2025
Transfer Doc	0045025001
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12005 STUART RIDGE DR, HERNDON, VA 20170-2717
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NTIONAL TITLE OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27129/1669
Date	May 25, 2021
Book Page	27129/1669
Instrument	2021089692.001

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12005 STUART RIDGE DR, HERNDON, VA 20170-2717
Document Number	2017067355001
Book / Page	025232 / 000155
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12005 STUART RIDGE DR HERNDON VA 201702717, HERNDON, VA 20170-2717

Mortgage

Document Number	2017067355001
Date	Oct 31, 2017
Book Page	025232/000155
Instrument	67355001

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12005 Stuart Ridge Dr was $7,718, up 9.8% from the year before.

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,718.00 (+9.77%)	$667,710 Land $256,000 Building $411,710	$667,710 Land $256,000 Building $411,710
2024	$7,031.00 (+9.08%)
2023	$6,446.00	$571,250 Land $231,000 Building $340,250	$571,250 Land $231,000 Building $340,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12005 Stuart Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · The Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12005 Stuart Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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