Harrison County property record for 12005 Spikes Rd, Saucier, MS 39574 · Last verified August 2026
| Property Type | Agricultural Vacant Land |
|---|---|
| Details | 672 sqft · built 1987 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $459 (2025) |
| Deeds & Mortgages | Jun 2025 Construction Loan Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0903A-01-001.000 |
| Primary APN | 0903A-01-001.000 |
|---|---|
| Alternative APN |
|
| Building Area | 672 sqft Adjusted Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 12005 SPIKES RD |
|---|---|
| City | SAUCIER |
| State | MS |
| Zip | 39574-9399 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | 3 AC BEG AT INTER OF W MAR OF IRA JOHNSON RD & N LINE OF SEC 13 W ALONG SEC LINE 420 FT S 305 FT E 420 FT TO W MAR OF IRA JOH |
| Legal Range | 11W |
| Legal Township | 05S |
| Legal Section | 13 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 3408 |
Source: Harrison County records · APN 0903A-01-001.000
Assessment roll updated November 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15525 OLD OAK CT, GULFPORT, MS 39503-9098 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2025 | Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA |
| Jan 19, 2024 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 |
| Deed Sale | Dec 15, 2023 |
| Prior Sale | Nov 03, 2023 |
| Deed Document Number | 202325245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 12005 SPIKES RD, SAUCIER, MS 39574-9399 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15525 OLD OAK CT, GULFPORT, MS 39503-9098 |
| Document Number | 20250012810TJ1 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 2025-0012810-T-J1 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jan 19, 2024 |
| Property Address | 12005 SPIKES RD, SAUCIER, MS 39574-9399 |
| Document Number | 20240001120DJ1 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024-0001120-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12668 AMORY AVEB, BILOXI, MS 39532 |
| Name | Verified Name |
|---|---|
| Address | 15525 OLD OAK CT, GULFPORT, MS 39503-9098 |
Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459.00 (+10.34%) | $4,867 (+9.99%) | $32,448 (+1%) Land $32,448 |
| 2024 | $416.00 (-0.72%) | ||
| 2023 | $419.00 (-0.71%) | $4,425 | $29,499 Land $29,499 |
| 2022 | $422.00 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470034082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | High above 82% of the US · above 98% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 185 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Coast Electric Power Association | Fiber | 2,000 / 1,000 |
| AT&T | Fiber | 1,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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