12005 Saint Paul Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12005 Saint Paul Rd, Clear Spring, MD 21722

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,266 sqft · built 1989
Lot Size2.23 acres (97,139 sqft)
Owner2 Individual Names on Record
Last Sale$183,500 (Feb 2001)
Tax Bill$3,518 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-014874

Property Details

APN / Parcel Number

Primary APN23-014874
Alternative APN
  • 014874

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,266 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area97,139 sqft (2.23 acres)
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area474 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number014874
Street Address12005 SAINT PAUL RD
CityCLEAR SPRING
StateMD
Zip21722-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA(R)
Legal DescriptionLOT 4 2.23 ACRES 12005 ST PAUL RD
Legal SubdivisionHAYNES ANNA M M
Legal Lot Number4
JurisdictionWASHINGTON MD
Township / Civil Division23, WILSONS
Census Block Group2
Census Block2008
Census Tract11700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12005 SAINT PAUL RD, CLEAR SPRING, MD 21722-1949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2001 · Amount on Record
Deed SaleFeb 27, 2001 · Amount on Record
Prior SaleJun 21, 1988 · Amount on Record
Deed Document Number20017172
Deed Book / Page1632 / 150
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12005 SAINT PAUL RD, CLEAR SPRING, MD 21722-1949
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064870240
DateJan 19, 2021
Book Page6487/240
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueDec 1, 2030

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,518.00 (+5.49%) Homeowner's exemption$415,000 (+11.77%) Land $77,300 Building $337,700$415,000 (-) Land $77,300 Building $337,700
2025$3,335.00 (+12.97%) Homeowner's exemption$371,300 (+30.79%)$415,000 (+46.18%) Land $77,300 Building $337,700
2023$2,952.00 Homeowner's exemption$283,900 Land $67,300 Building $216,600$283,900 Land $67,300 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable
1,300 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Saint Paul Rd

Nearby Streets

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