12005 Rock Spring Ct, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12005 Rock Spring Ct, Coldstream, KY 40245 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,902 sqft · built 1978
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2017)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21169702160000`

Property Details

APN / Parcel Number

Primary APN	`21169702160000`
Alternative APNs	`169702160000` `00004162`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,902 sqft Finished Area
Basement Area	624 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	656 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00004162
Street Address	12005 ROCK SPRING CT
City	COLDSTREAM
State	KY
Zip	40245-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 216, COLDSTREAM SEC 2A, PB. 32 PG. 44, .214 AC+/- 65 X IRREG
Legal Subdivision	COLDSTREAM
Legal Lot Number	216
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2000
Census Tract	10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21169702160000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12005 ROCK SPRING CT, LOUISVILLE, KY 40245-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit L&N FCU
Dec 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Sep 21, 2017	Warranty Deed, Transfer · Conventional with PMI REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	0010985668
Deed Book / Page	10985 / 668
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	12005 ROCK SPRING CT, COLDSTREAM, KY 40245-1843
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059815
Date	Apr 12, 2024
Book Page	M 18834/558
Instrument	2024059815

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	12005 ROCK SPRING CT, COLDSTREAM, KY 40245-1843
Document Number	0170310474
Instrument Date	Dec 08, 2020
Transaction Type	Mortgage
Record Updated	Jan 05, 2021
Title Company	GRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12005 ROCK SPRING CT LOUISVILLE KY 402451843, LOUISVILLE, KY 40245-1843

Mortgage

Document Number	0170310474
Date	Dec 21, 2020
Book Page	017031/000474
Instrument	274020

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 21, 2017
Property Address	12005 ROCK SPRING CT, COLDSTREAM, KY 40245-1843
Document Number	0109850668
Book / Page	010985 / 000668
Instrument Date	Sep 19, 2017
Instrument	208337
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATINGLY FORD TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12005 ROCK SPRING CT LOUISVILLE KY 402451843, LOUISVILLE, KY 40245-1843

Mortgage

Document Number	152370001
Date	Sep 21, 2017
Book Page	015237/000001
Instrument	208338

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Coldstream City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 (-3.65%)	$205,910 (-) Land $45,000 Building $160,910
2024			$205,910 (-) Land $45,000 Building $160,910
2023	$2,384.00 (-0.33%)	$205,910 (-) Land $45,000 Building $160,910	$205,910 (-) Land $45,000 Building $160,910
2022	$2,392.00	$205,910 Land $45,000 Building $160,910	$205,910 Land $45,000 Building $160,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Rock Spring Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures