12005 Cardinal Flower Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 12005 Cardinal Flower Dr, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 2018
Lot Size	0.126 acres (5,508 sqft)
Owner	2 Individual Names on File
Last Sale	$325,900 (Oct 2020)
Tax Bill	$8,003 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077687-9012`

Property Details

APN / Parcel Number

Primary APN	`077687-9012`
Alternative APN	`U103120A7A000012000430`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	3,286 sqft
1st Floor Area	1,144 sqft
Upper Floors Area	1,426 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	5,508 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0776879012
Street Address	12005 CARDINAL FLOWER DR
City	RIVERVIEW
State	FL
Zip	33579-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERLEAF PHASE 5A LOT 43 BLOCK 12
Legal Range	20E
Legal Township	31S
Legal Section	10
Legal Subdivision	WATERLEAF PHASE 5A
Legal Block	12
Legal Lot Number	43
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	3
Census Block	3001
Census Tract	13916

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP
Jan 29, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jan 29, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 25, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	2020409534
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	2021532090
Date	Oct 21, 2021
Instrument	2021532090

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 5, 2020
Property Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0000409534
Map Reference	MB 128 PG 247-251
Instrument Date	Sep 17, 2020
Instrument	2020409534
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,281.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8711 SERENE RETREAT LN APT 122, 8711, TAMPA, FL 33619-7328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000409535
Date	Oct 5, 2020
Instrument	2020409535

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0000117109
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12005 CARDINAL FLOWER DR RIVERVIEW FL 335794113, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000117109
Date	Mar 23, 2020
Instrument	117109

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

Interest

Rate	3.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0000109480
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	PENNYMAC LOAN SERVICES LLC, PENNYMAC LN SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12005 CARDINAL FLOWER DR RIVERVIEW FL 335794113, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000109480
Date	Mar 18, 2020
Instrument	109480

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 25, 2018
Property Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0000164336
Book / Page	25721 / 0733
Map Reference	MB 128 PG 247
Instrument Date	Apr 20, 2018
Instrument	2018164336
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,110.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12005 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000164337
Date	Apr 25, 2018
Instrument	2018164337

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,395 (+2.7%)	$348,539 (-2.69%) Land $80,323 Building $268,216
2025	$8,003.00 (+10.88%) Homeowner's exemption	$283,734 (+9.39%)	$358,157 (+8.02%) Land $85,677 Building $272,480
2023	$7,218.00 (+3.38%) Homeowner's exemption	$259,388 (+3%)	$331,555 (+1.31%) Land $74,970 Building $256,585
2022	$6,982.00 Homeowner's exemption	$251,833	$327,270 Land $69,617 Building $257,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	163 in force
Nearby Flood Claims	7 (2022–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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