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12005 Amman Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12005 Amman Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,415 sqft · built 1900
Lot Size1.87 acres (81,457 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Aug 2023)
Tax Bill$773 (2025)
Deeds & MortgagesDec 2025 Mortgage
Aug 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-10-3-25-2002-001

Property Details

APN / Parcel Number

Primary APN24-10-3-25-2002-001

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,415 sqft Living Area
1st Floor Area1,040 sqft
Basement Area372 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area81,457 sqft (1.87 acres)
Garage Area896 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12005 AMMAN RD
CitySAINT CHARLES
StateMI
Zip48655-9637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT NW CORN OF SEC 25 TH S 88 DEG 34'21 E ON N LINE OF SD SEC 279.67 FT TH S 01 DEG 48'07" W 364.21 FT TH N 89 DEG 35'14" W 274.71 FT TH N 01 DEG 01'13" E ON W LINE OF SD SEC 369.07 FT TO POB - 2.33 ACRES SEC 25 T10N R3E SPLIT/COMBINED ON 01/27/20
Legal Range03E
Legal Township10N
Legal Section25
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3090
Census Tract12600

Owner

Source: Saginaw County records · APN 24-10-3-25-2002-001

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12005 AMMAN RD, SAINT CHARLES, MI 48655-9637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 15, 2023Warranty Deed, Transfer
CROSSROADS TITLE
Oct 06, 2022Warranty Deed, Transfer
CROSSROADS TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleOct 06, 2022 · Amount on Record
Deed Document Number202318222
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12005 AMMAN RD, SAINT CHARLES, MI 48655-9637
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12005 AMMAN RD, SAINT CHARLES, MI 48655-9637

Mortgage

Document Number0000027848
DateDec 02, 2025
Instrument2025027848
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 15, 2023
Property Address12005 AMMAN RD, SAINT CHARLES, MI 48655-9637
Document Number0000018222
Instrument DateAug 09, 2023
Instrument2023018222
Transaction TypeTransfer
Record UpdatedSep 01, 2023
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12765 NIBLOCK RD, CHESANING, MI 48616-9426

Transferred To (Grantee/Buyer)

NameVerified Name
Address1381 BAUMGARTNER, SAINT CHARLES, MI 48655

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateOct 06, 2022
Property Address12005 AMMAN RD, SAINT CHARLES, MI 48655-9637
Document Number0000026485
Instrument DateSep 30, 2022
Instrument2022026485
Transaction TypeTransfer
Record UpdatedOct 20, 2022
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Tax$412.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24035 WEDGEWOOD CIR, 24035, WARREN, MI 48091-5872

Transferred To (Grantee/Buyer)

NameVerified Name
Address12765 NIBLOCK RD, CHESANING, MI 48616-9426

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$83,400 (+30.93%)$166,800 (+30.93%)
2025$773.00 (-74.44%) Homeowner's exemption
2023$63,700 (+13.95%)$127,400 (+13.95%)
2022$3,024.00 (+7.58%)$55,900$111,800
2021$2,811.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450126003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1986–2020)
Most Recent ClaimMay 2020, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, May 2020 · 2 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedDSL40 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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