Montgomery County property record for 12004 Charles Rd, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,608 sqft · built 1946 |
| Lot Size | 0.155 acres (6,770 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,500 (Jul 2010) |
| Tax Bill | $4,325 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01165293 |
| Primary APN | 13-01165293 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 1,608 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,770 sqft (0.155 acres) |
| Porch | Enclosed Porch |
| Porch Area | 280 sqft |
| Deck Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01165293 |
|---|---|
| Street Address | 12004 CHARLES RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | VIERS MILL VILLAGE |
| Legal Subdivision | VIERS MILL VILLAGE |
| Legal Block | H |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 703501 |
Source: Montgomery County records · APN 13-01165293
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12004 CHARLES RD, SILVER SPRING, MD 20906-4656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 03, 2025 | Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU |
| Jan 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP |
| Dec 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2010 · Amount on Record |
| Deed Sale | Jul 27, 2010 · Amount on Record |
| Prior Sale | Mar 01, 2010 · Amount on Record |
| Deed Document Number | 2010168042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12004 CHARLES RD, SILVER SPRING, MD 20906-4656 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | ARIES TITLE INC, RES TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 12004 CHARLES RD, SILVER SPRING, MD 20906-4656 |
| Investor | Possibly a Property Investor |
| Document Number | 0696690279 |
|---|---|
| Date | Oct 03, 2025 |
| Book Page | 69669/279 |
| Name | LAFAYETTE FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12004 CHARLES RD, SILVER SPRING, MD 20906-4656 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12004 CHARLES RD, SILVER SPRING, MD 20906-4656 |
| Investor | Possibly a Property Investor |
| Document Number | 0651580113 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 65158/113 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12004 CHARLES RD, SILVER SPRING, MD 20906-4656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0614740487 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 61474/487 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,133 (+19.39%) | $570,900 (-) Land $181,100 Building $389,800 | |
| 2025 | $4,325.00 (+27.06%) | $411,367 (+26.76%) | $570,900 (+72.17%) Land $181,100 Building $389,800 |
| 2023 | $324,533 (+2.23%) | $331,600 (-) Land $181,100 Building $150,500 | |
| 2022 | $3,404.00 Homeowner's exemption | $317,467 | $331,600 Land $181,100 Building $150,500 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Sep 2020 · other causes |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 567 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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