12002 S Gate Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 12002 S Gate Rd, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,271 sqft · built 1986
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (May 2022)
Tax Bill$10,105 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-26-153-014

Property Details

APN / Parcel Number

Primary APN04-26-153-014
Alternative APNs
  • 426153014
  • 026C781

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,271 sqft Living Area
Basement Area1,271 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Lot Area30,056 sqft (0.69 acres)
Garage Area572 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address12002 S GATE RD
CityROSCOE
StateIL
Zip61073-9684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionTHE LEDGES THIRD ADDITION BNG PT SE 1/4 NW 1/4 & PT NE 1/4 NW 1/4 & PT SE 1/4 SW 1/4 SEC 26-46-2 LOT 011
Legal Range2
Legal Township46
Legal Section26
Legal SubdivisionTHE LEDGES THIRD ADD
Legal Lot Number11
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group4
Census Block4028
Census Tract3903

Owner

12002 S Gate Rd is owned and occupied by an individual who bought it in May 2022.

Source: Winnebago County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12002 S GATE RD, ROSCOE, IL 61073-9684
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Warranty Deed, Transfer · FHA Mortgage
BLACKHAWK BANK
May 7, 2020Grant Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2022 · Amount on File
Deed SaleMay 17, 2022 · Amount on File
Prior SaleMay 7, 2020 · Amount on File
Deed Document Number202215716
Prior Transfer DateMay 5, 2020
Prior Transfer Doc0001011832
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMay 17, 2022
Property Address12002 S GATE RD, ROSCOE, IL 61073-9684
Document Number0000015716
Map ReferenceBK35 PG321
Instrument DateMay 16, 2022
Instrument2215716
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12002 S GATE RD, ROSCOE, IL 61073-9684

Mortgage

Document Number0000015717
DateMay 17, 2022
Instrument2215717
Lender
NameBLACKHAWK BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateMay 7, 2020
Property Address12002 S GATE RD, ROSCOE, IL 61073-9684
Document Number0001011832
Instrument DateMay 5, 2020
Instrument1011832
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$383.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12002 S GATE RD ROSCOE IL 610739684, ROSCOE, IL 61073-9684

Mortgage

Document Number1011833
DateMay 7, 2020
Instrument1011833
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12002 S Gate Rd was $10,105 with a homeowner's exemption, up 3.9% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,105.00 (+3.85%) Homeowner's exemption$135,746 (+9.49%) Land $21,626 Building $114,120$407,238 (+9.49%) Land $64,878 Building $342,360
2024$9,730.00$123,981 Land $19,752 Building $104,229$371,943 Land $59,256 Building $312,687
2022Homeowner's exemption$101,713 Land $16,204 Building $85,509$305,139 Land $48,612 Building $256,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12002 S Gate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12002 S Gate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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