12002 E Blanchard Rd, Elk, WA 99009 Property Records

Spokane County property record for 12002 E Blanchard Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 2008
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,648 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49281.9056`

Property Details

APN / Parcel Number

Primary APN	`49281.9056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	1,841 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	96 sqft
Patio Area	368 sqft
Canopy	464 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	12002 E BLANCHARD RD
City	ELK
State	WA
Zip	99009-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	28-29-44: E 1/2 OF W 1/2 OF NE 1/4 OF NE 1/4 EXC CO RD
Legal Range	44
Legal Township	29
Legal Section	28
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2036
Census Tract	10201

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12002 E BLANCHARD RD, ELK, WA 99009-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON CREDIT UNION
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 21, 2026
Property Address	12002 E BLANCHARD RD, ELK, WA 99009-9611
Document Number	0007490571
Instrument Date	May 15, 2026
Instrument	20267490571
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12002 E BLANCHARD RD, ELK, WA 99009-9611

Mortgage

Document Number	0007490571,
Date	May 21, 2026
Instrument	20267490571

Lender

Name	HORIZON CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12002 E BLANCHARD RD, ELK, WA 99009-9611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006978207
Date	Oct 7, 2020
Instrument	6978207

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12002 E BLANCHARD RD, ELK, WA 99009-9611
Document Number	0006850164
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12002 E BLANCHARD RD ELK WA 990099611, ELK, WA 99009-9611

Mortgage

Document Number	0006850164
Date	Oct 4, 2019
Instrument	6850164

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,648.00 (+12.66%)	$433,500 (+21.29%) Land $110,000 Building $323,500	$433,500 (+21.29%) Land $110,000 Building $323,500
2025	$3,238.00 (+15.4%)
2024		$357,400 (+8.2%) Land $92,000 Building $265,400	$357,400 (+8.2%) Land $92,000 Building $265,400
2023	$2,806.00 (-9.57%)	$330,300 Land $76,200 Building $254,100	$330,300 Land $76,200 Building $254,100
2022	$3,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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