12001 Bentley Dr, Independence, KY 41051 Property Records

Kenton County property record for 12001 Bentley Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2020
Lot Size	2 acres (87,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Feb 2019)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062-00-01-014.00`

Property Details

APN / Parcel Number

Primary APN	`062-00-01-014.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	87,179 sqft (2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	12001 BENTLEY DR
City	INDEPENDENCE
State	KY
Zip	41051-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTLEY PARK SEC 1 LOT 14
Legal Subdivision	BENTLEY PARK
Legal Phase	1
Legal Lot Number	14
Jurisdiction	KENTON KY
Township / Civil Division	PINER-VISALIA
Census Block Group	1
Census Block	1000
Census Tract	63702

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 WAYMAN DR, INDEPENDENCE, KY 41051-9242
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage UNION HM MTG
Aug 6, 2020	Loan Modification, Mortgage ATTORNEY ONLY
Apr 23, 2020	Loan Modification, Mortgage HERITAGE BK
Apr 22, 2019	Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK
Feb 8, 2019	Grant Deed, Subdivision Related Transfer KY LAND TITLE AGENCY, KY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	201902 08 059 00102
Deed Book / Page	4224 / 89
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	12001 BENTLEY DR, INDEPENDENCE, KY 41051-2529
Document Number	0000000203
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12001 BENTLEY DR INDEPENDENCE KY 410512529, INDEPENDENCE, KY 41051-2529

Mortgage

Document Number	0000000203
Date	Nov 23, 2020
Book Page	00M130/000702
Instrument	203

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	CLEVELAND, OH 44136

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	12001 BENTLEY DR, INDEPENDENCE, KY 41051-2529
Document Number	0000000187
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	683 SYCAMORE DR INDEPENDENCE KY 410519332, INDEPENDENCE, KY 41051-9332

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	12001 BENTLEY DR, INDEPENDENCE, KY 41051-2529
Document Number	0000000015
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	683 SYCAMORE DR INDEPENDENCE KY 410519332, INDEPENDENCE, KY 41051-9332

Mortgage

Document Number	0000000015
Date	May 5, 2020
Book Page	000019/000503
Instrument	15

Lender

Name	HERITAGE BK
Type	Bank
Address	INDEPENDENCE, KY 41051

Agreement

Term	12 Months
Due	May 4, 2021

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Apr 22, 2019
Property Address	12001 BENTLEY DR, INDEPENDENCE, KY 41051-2529
Book / Page	0I4252 / 000347
Instrument Date	Apr 18, 2019
Instrument	214
Transaction Type	Construction Loan
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	683 SYCAMORE DR INDEPENDENCE KY 410519332, INDEPENDENCE, KY 41051-9332

Mortgage

Document Number	0000000214
Date	Apr 22, 2019
Book Page	0I4252/000347
Instrument	214

Lender

Name	HERITAGE BK
Type	Bank
Address	INDEPENDENCE, KY 41051

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 21, 2020

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 8, 2019
Property Address	12001 BENTLEY DR, INDEPENDENCE, KY 41051-2529
Document Number	0000000102
Book / Page	0I4224 / 000089
Instrument Date	Feb 7, 2019
Instrument	102
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 11, 2019
Title Company	KY LAND TITLE AGENCY, KY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 WAYMAN DR INDEPENDENCE KY 410519242, INDEPENDENCE, KY 41051-9242

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,000 (-) Land $80,000 Building $325,000	$405,000 (-) Land $80,000 Building $325,000
2025	$4,710.00 (+6.63%)	$405,000 (+15.71%) Land $80,000 Building $325,000	$405,000 (+15.71%) Land $80,000 Building $325,000
2023	$4,417.00	$350,000 Land $78,000 Building $272,000	$350,000 Land $78,000 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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