1200 Waterside Cir, Rockwall, TX 75087 Property Records

Rockwall County property record for 1200 Waterside Cir, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,775 sqft · built 2004
Lot Size	0.46 acres (20,055 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,382 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3976000C0013000R`

Property Details

APN / Parcel Number

Primary APN	`3976000C0013000R`
Alternative APNs	`R57697` `57697`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,775 sqft Living Area
Gross Area	4,547 sqft
1st Floor Area	3,775 sqft
Flooring	Terrazzo
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,055 sqft (0.46 acres)
Lot Dimensions	191 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	18 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1200 WATERSIDE CIR
City	ROCKWALL
State	TX
Zip	75087-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST SHORES PHASE THREE, BLOCK C, LOT 13
Legal Subdivision	HILLCREST SHORES PHASE THREE
Legal Phase	3
Legal Tract	13
Legal Block	C
Legal Lot Number	13
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2014
Census Tract	40101

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1200 WATERSIDE CIR, ROCKWALL, TX 75087-6010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit WINTEX GROUP LLC
Sep 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022
Deed Sale	Jan 27, 2022
Prior Sale	Sep 15, 2021
Deed Document Number	20222215
Prior Transfer Date	Feb 25, 2005
Prior Transfer Doc	0000323205
Record Updated	Sep 20, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 27, 2022
Property Address	1200 WATERSIDE CIR, ROCKWALL, TX 75087-6010
Document Number	0000002215
Map Reference	CAB F SL 36
Instrument Date	Jan 24, 2022
Instrument	20220000002215
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 WATERSIDE CIR, ROCKWALL, TX 75087-6010

Mortgage

Document Number	0000002216
Date	Jan 27, 2022
Instrument	20220000002216

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1200 WATERSIDE CIR, ROCKWALL, TX 75087-6010
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017979
Date	Sep 26, 2017
Instrument	20170000017979

Lender

Name	WINTEX GROUP LLC
Type	Non-Lending Institution
Address	FRISCO, TX 75035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Sep 15, 2021
Property Address	1200 WATERSIDE CIR, ROCKWALL, TX 75087-6010
Document Number	0000025177
Map Reference	CAB F SL 36
Instrument Date	Sep 7, 2021
Instrument	20210000025177
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,891 (-4.31%) Land $130,000 Building $469,891	$599,891 (-4.31%) Land $130,000 Building $469,891
2025	$8,382.00 (-3.25%) Homeowner's exemption	$626,889 (+5.36%) Land $131,300 Building $495,589	$626,889 (+5.36%) Land $131,300 Building $495,589
2024	$8,664.00 (+4.45%)
2023	$8,295.00 (+6.28%) Homeowner's exemption	$595,000 Land $180,000 Building $415,000	$595,000 Land $180,000 Building $415,000
2021	$7,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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