1200 Third St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1200 Third St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,066 sqft · built 1950
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Aug 2018)
Tax Bill$4,808 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 59.11-7-26

Property Details

APN / Parcel Number

Primary APN422800 59.11-7-26
Alternative APN
  • 280005901100070260000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1200 3RD ST
CitySCHENECTADY
StateNY
Zip12303-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block7
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4005
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.11-7-26

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1200 3RD ST, SCHENECTADY, NY 12303-2431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2024Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Oct 10, 2018Deed of Trust, Mortgage
FIRST NATIONAL BANK OF SCOTIA
Aug 15, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2018 · Amount on Record
Deed SaleAug 15, 2018 · Amount on Record
Deed Document Number201836453
Deed Book / Page1993 / 784
Prior Transfer DateDec 19, 2013
Prior Transfer Doc0000027543
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1200 3RD ST, SCHENECTADY, NY 12303-2431
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 3RD ST, SCHENECTADY, NY 12303-2431

Mortgage

Document Number0000018879
DateApr 01, 2024
Book Page5365/743
Instrument202418879
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 31, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1200 3RD ST, SCHENECTADY, NY 12303-2431
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 RUTGERS ST, SCHENECTADY, NY 12303-1020

Mortgage

Document Number0000044865
DateOct 10, 2018
Book Page4870/247
Instrument201844865
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded
Term179 Months
DueSep 29, 2033

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 15, 2018
Property Address1200 3RD ST, SCHENECTADY, NY 12303-2431
Document Number0000036453
Book / Page001993 / 000784
Instrument DateAug 15, 2018
Instrument36453
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 RUTGERS ST SCHENECTADY NY 123031020, SCHENECTADY, NY 12303-1020

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,808.00$131,000 (-) Land $8,400 Building $122,600$201,500 (+16.88%) Land $12,921 Building $188,579
2023$131,000 Land $8,400 Building $122,600$172,400 Land $11,055 Building $161,345

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROTTERDAM WD #5
serves 28,000 people
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Third St

Nearby Streets

Search Property Records by Address or Parcel Number