1200 Spring Creek Rd, Elgin, IL 60120 Property Records

Cook County property record for 1200 Spring Creek Rd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,819 sqft · built 1991
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2022)
Tax Bill	$8,060 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-203-002`

Property Details

APN / Parcel Number

Primary APN	`06-06-203-002`
Alternative APN	`06-06-203-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,819 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1200 SPRING CREEK RD
City	ELGIN
State	IL
Zip	60120-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L272 COBBLERS CROSSING #8 S6 & S7 T 41N R09E
Legal Range	9E
Legal Township	41N
Legal Section	06
Legal Subdivision	COBBLERS CROSSING 08
Legal Lot Number	272
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1021
Census Tract	804313

Owner

1200 Spring Creek Rd is owned by two individuals who bought it in May 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 GUNDERSEN DR, CAROL STREAM, IL 60188-3100
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY MTG SVCS
Feb 4, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jan 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on File
Deed Sale	May 18, 2022 · Amount on File
Prior Sale	Jan 22, 2021 · Amount on File
Deed Document Number	202220107
Prior Transfer Date	Oct 24, 2016
Prior Transfer Doc	0000055036
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 18, 2022
Property Address	1200 SPRING CREEK RD, ELGIN, IL 60120-5036
Document Number	0013820107
Instrument Date	May 13, 2022
Instrument	2213820107
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ALLIANCE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1200 SPRING CREEK RD, ELGIN, IL 60120-5036

Mortgage

Document Number	0013820108
Date	May 18, 2022
Instrument	2213820108

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 22, 2021
Property Address	1200 SPRING CREEK RD, ELGIN, IL 60120-5036
Document Number	2102239263
Instrument Date	Nov 25, 2020
Instrument	2239263
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1200 SPRING CREEK RD ELGIN IL 601205036, ELGIN, IL 60120-5036

Mortgage

Document Number	2102239264
Date	Jan 22, 2021
Instrument	2239264

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 4, 2019
Property Address	1200 SPRING CREEK RD, ELGIN, IL 60120-5036
Document Number	1903549243
Instrument Date	Jan 22, 2019
Instrument	3549243
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 SPRING CREEK RD ELGIN IL 601205036, ELGIN, IL 60120-5036

Mortgage

Document Number	1903549244
Date	Feb 4, 2019
Instrument	3549244

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Interest

Rate	4.75%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 20, 2017
Property Address	1200 SPRING CREEK RD, ELGIN, IL 60120-5036
Document Number	1702055036
Instrument Date	Oct 24, 2016
Instrument	2055036
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 SPRING CREEK RD ELGIN IL 601205036, ELGIN, IL 60120-5036

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 Land $6,336 Building $27,664	$340,000 Land $63,360 Building $276,640
2023	$8,060.00 (+2.91%)
2022	$7,832.00	$28,000 Land $5,544 Building $22,456	$280,000 Land $55,440 Building $224,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1200 Spring Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1200 Spring Creek Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Spring Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures