1200 Somerset St, Waco, TX 76705 Property Records

McLennan County property record for 1200 Somerset St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 600 sqft · built 1945
OwnerCompany Name on File
Tax Bill$889 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN28-037000-033902-8

Property Details

APN / Parcel Number

Primary APN28-037000-033902-8
Alternative APNs
  • 2803700003390280111
  • 125454

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area600 sqft Living Area
1st Floor Area600 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1968
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemCentral

Location & Zoning

Street Address1200 SOMERSET ST
CityWACO
StateTX
Zip76705-2860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB2
Legal DescriptionOAKLAWN TERRACE LOT 1 BLOCK 29 IMPROVEMENT ONLY ON LAND PID 125452
Legal SubdivisionOAKLAWN TERRACE
Legal Block29
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group5
Census Block5038
Census Tract1600

Owner

1200 Somerset St, a single family home, is owned by a company.

Source: McLennan County records, as of August 24, 2026

Owner of RecordCompany Name on File
Mailing Address2325 SANGER AVE, WACO, TX 76707-3475
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateJul 1, 2026
Property Address1200 SOMERSET ST, WACO, TX 76705-2860
Document Number0000020904
Instrument DateJun 29, 2026
Instrument202620904
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyAMERICAN TITLE COMPANY, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103
Address2325 SANGER AVE, WACO, TX 76707-3475

Mortgage

Document Number0000020904,
DateJul 1, 2026
Instrument202620904
Lender
NameBUCKHOLTS STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1200 Somerset St was $889, down 28.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,000 (+20.6%) Building $51,000$51,000 (+20.6%) Building $51,000
2025$889.00 (-28.65%)$42,290 Building $42,290$42,290 Building $42,290
2024$1,246.00
2023$55,650 Building $55,650$55,650 Building $55,650
2022$995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 Somerset St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1200 Somerset St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Somerset St

Nearby Streets

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