Roane County property record for 1200 River Oaks Dr, Kingston, TN 37763
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,861 sqft · built 1992 |
| Lot Size | 0.42 acres (18,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Jun 2026) |
| Tax Bill | $4,588 (2022) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073047K D 02100 |
| Primary APN | 073047K D 02100 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,861 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Upper Floors Area | 792 sqft |
| Basement Area | 1,506 sqft |
| Finished Basement | 1,506 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,312 sqft (0.42 acres) |
| Lot Dimensions | 213 ft deep x 39 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
|---|---|
| Patio Area | 288 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1200 RIVER OAKS DR |
|---|---|
| City | KINGSTON |
| State | TN |
| Zip | 37763-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 3; SUBDIVISION: RIVER OAKS S/D |
| Legal Subdivision | RIVER OAKS |
| Legal Lot Number | 13 |
| Jurisdiction | ROANE TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 30203 |
1200 River Oaks Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Roane County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP |
| Jan 8, 2025 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC |
| Jun 5, 2026 | Warranty Deed, Transfer · Construction Mortgage FIRST FEDERAL COMMUNITY BANK /BUCYRUS |
| Aug 11, 2022 | Warranty Deed, Transfer · VA Mortgage MID-CONTINENT FUNDING INC |
| Aug 11, 2022 | Affidavit of Death of Joint Tenant, Transfer TITLE SENSE INC, TITLE ONE INC |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on File |
| Deed Sale | Jun 5, 2026 · Amount on File |
| Prior Sale | Aug 11, 2022 · Amount on File |
| Deed Document Number | 202621367 |
| Deed Book / Page | 2044 / 2036 |
| Transfer Doc | 0001337789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001793165 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 1793/165 |
| Instrument | 21003027 |
| Name | LENOX FINANCIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000199429 |
|---|---|
| Date | Jan 8, 2025 |
| Book Page | 1994/29 |
| Instrument | 25000158 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 3400 W BROADWAY BUSINESS PARK CT STE 106, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROANE TN |
| Recording Date | Jun 5, 2026 |
| Property Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Document Number | 0000021367 |
| Book / Page | 2044 / 2036 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202621367 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | KNOXVILLE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285,880.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021368, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202621368 |
| Name | FIRST FEDERAL COMMUNITY BANK /BUCYRUS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.23% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROANE TN |
| Recording Date | Aug 11, 2022 |
| Property Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Document Number | 0001877412 |
| Book / Page | 1877 / 412 |
| Map Reference | CAB A SL 22 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 22007139 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,445.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Document Number | 0022007140 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 22007140 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ROANE TN |
| Recording Date | Aug 11, 2022 |
| Property Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Document Number | 0001877408 |
| Book / Page | 1877 / 408 |
| Map Reference | CAB A SL 22 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 22007138 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 1200 RIVER OAKS DR, KINGSTON, TN 37763-2356 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 1793165 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 1793/165 |
| Instrument | 21003027 |
| Name | LENOX FINANCIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Roane County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Roane County |
| Municipality | Kingston City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219,725 Land $56,250 Building $163,475 | $878,900 Land $225,000 Building $653,900 | |
| 2023 | $151,600 (+20.6%) Land $50,000 Building $101,600 | ||
| 2022 | $4,588.00 | $125,700 Land $50,000 Building $75,700 | $502,800 Land $200,000 Building $302,800 |
| 2020 | $606,400 Land $200,000 Building $406,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1200 River Oaks Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1200 River Oaks Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON WATER SYSTEM serves 11,392 people · EPA ID TN0000360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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