1200 Race St, Cambridge, MD 21613 Property Records

Dorchester County property record for 1200 Race St, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details1 ba · 884 sqft · built 1960
Lot Size0.202 acres (8,800 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (May 2026)
Tax Bill$1,772 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-153252

Property Details

APN / Parcel Number

Primary APN07-153252
Alternative APNs
  • 7153252
  • 153252

Interior

Full Baths1 Bath
Stories1 Story
Building Area884 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area8,800 sqft (0.202 acres)
PorchPorch
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number153252
Street Address1200 RACE ST
CityCAMBRIDGE
StateMD
Zip21613-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 4-8,800 SQ. FT. 1200 RACE STREET CAMBRIDGE
Legal SubdivisionINSLEYS SUB A APPLEBY
Legal Lot Number4
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group1
Census Block1033
Census Tract970600

Owner

Source: Dorchester County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1200 RACE ST, CAMBRIDGE, MD 21613-3004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2026 · Amount on Record
Deed SaleMay 19, 2026 · Amount on Record
Prior SaleMar 3, 2015 · Amount on Record
Deed Book / Page2015 / 39
Transfer Doc0000960050
Record UpdatedOct 29, 2026

May 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionDORCHESTER MD
Recording DateMay 19, 2026
Property Address1200 RACE ST, CAMBRIDGE, MD 21613-3004
Document Number2015000039
Book / Page2015 / 39
Instrument DateMay 15, 2026
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyCOMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$151,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 RACE ST, CAMBRIDGE, MD 21613-3004

Mortgage

Document Number2015000046,
DateMay 19, 2026
Book Page2015/46
Lender
NameFIRST HOME MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,772.00 (-0.34%)$94,867 (+0.18%)$95,200 (+0.53%) Land $21,400 Building $73,800
2025$1,778.00 (+16.44%)$94,700 (+14.6%) Land $21,400 Building $73,300$94,700 (-) Land $21,400 Building $73,300
2023$1,527.00$82,633$94,700 Land $21,400 Building $73,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2003)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: Bay Country Communications, Verizon.

Nearby Properties on Race St

Nearby Streets

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