1200 N 5th St, Waco, TX 76707 Property Records

McLennan County property record for 1200 N 5th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1989
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$197,348 (Aug 2026)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-008600-011100-3`

Property Details

APN / Parcel Number

Primary APN	`48-008600-011100-3`
Alternative APNs	`4800860001110030111` `167638`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	435 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1200 N 5TH ST
City	WACO
State	TX
Zip	76707-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CHAMBERLIN & TAYLOR LOT 1 BLOCK 17 ACRES .1894
Legal Subdivision	CHAMBERLIN & TAYLOR
Legal Block	17
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3027
Census Tract	1300

Owner

1200 N 5th St is owned and occupied by two individuals who bought it in August 2026.

Source: McLennan County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1200 N 5TH ST, WACO, TX 76707-3823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage TEXAS STATE AFFORDABLE HSNG COMPANY
Aug 19, 2026	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORPORATION
Jun 3, 2019	Vendor's Lien, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 3, 2019	Warranty Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Document Number	202626799
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	0000018088
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Aug 19, 2026
Property Address	1200 N 5TH ST, WACO, TX 76707-3823
Document Number	0000026801
Instrument Date	Aug 19, 2026
Instrument	202626801
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 N 5TH ST, WACO, TX 76707-3823

Mortgage

Document Number	0000026801,
Date	Aug 19, 2026
Instrument	202626801

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 19, 2029

Interest

Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 19, 2026
Property Address	1200 N 5TH ST, WACO, TX 76707-3823
Document Number	0000026799
Instrument Date	Aug 19, 2026
Instrument	202626799
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 N 5TH ST, WACO, TX 76707-3823

Mortgage

Document Number	0000026800,
Date	Aug 19, 2026
Instrument	202626800

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 3, 2019
Property Address	1200 N 5TH ST, WACO, TX 76707-3823
Document Number	0000018088
Map Reference	VOL 36 PG 11
Instrument Date	May 29, 2019
Instrument	2019018088
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 4TH ST NE, PUYALLUP, WA 98372-3063

Mortgage

Document Number	0000018089
Date	Jun 3, 2019
Instrument	2019018089

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 3, 2019
Property Address	1200 N 5TH ST, WACO, TX 76707-3823
Document Number	0000000203
Instrument Date	Jan 2, 2019
Instrument	203
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 DARDEN DR ROBINSON TX 767064603, ROBINSON, TX 76706-4603

Tax Assessment & Valuation

The 2025 property tax bill for 1200 N 5th St was $3,194, down 6.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,064 (-0.03%) Land $25,245 Building $116,819	$142,064 (-0.03%) Land $25,245 Building $116,819
2025	$3,194.00 (-6.91%)	$142,100 Land $22,940 Building $119,160	$142,100 Land $22,940 Building $119,160
2024	$3,431.00
2023		$146,690 Land $22,940 Building $123,750	$146,690 Land $22,940 Building $123,750
2022	$3,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1200 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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