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1200 N 2nd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1200 N 2nd St, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeCommercial
Details3,200 sqft · built 1948
Lot Size0.117 acres (5,100 sqft)
OwnerCompany Name on File
Last Sale$399,000 (Jul 2022)
Tax Bill$3,163 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN003470A000

Property Details

APN / Parcel Number

Primary APN003470A000
Alternative APN
  • 6-009A-B043-00-0007.0000000

Interior

Stories1 Story
Building Area3,200 sqft Gross Area
1st Floor Area3,200 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions150 ft deep x 34 ft wide
Garage Area3,200 sqft
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number003470A000
Street Address1200 N 2ND ST
CitySAINT CHARLES
StateMO
Zip63301-2104
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT CITY BLK 43
Legal SubdivisionLSL BRIDLESPUR RESUB LT 38-42
Legal Block43
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2048
Census Tract310400

Owner

Source: St. Charles County records · APN 003470A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11 TERRAMONT PL, SAINT CHARLES, MO 63301-1495
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Prior SaleSep 03, 2013 · Amount on Record
Deed Document Number202238879
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 13, 2022
Property Address1200 N 2ND ST, SAINT CHARLES, MO 63301-2104
Document Number0000038879
Instrument DateJul 12, 2022
Instrument2022R-038879
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 EDGEWOOD DR, SAINT CHARLES, MO 63301-4615

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 TERRAMONT PL, SAINT CHARLES, MO 63301-1495

Mortgage

Document Number0000038880
DateJul 13, 2022
Instrument2022R-038880
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 11, 2027

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,163.00 (+1.84%)$45,083 (+4%)$140,883 (+4%) Land $49,088 Building $91,795
2024$3,106.00
2023$43,350
2022$135,470 Land $49,088 Building $86,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833104002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 55 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
39 of 55 on primary residences
Nearby Flood Claims89 (1979–2022)
Claims Outside the SFHA19 of 89
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding
Flood Events
  • Severe Storms And Flooding (Jul 2022), 4 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding (Jun 2013), 2 claims
  • Severe Storms & Flooding (Sep 1993), 55 claims

Wildfire

Wildfire RiskLow
above 7% of the US · above 10% of Missouri
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frenchtown Historic District
listed 1991 · 206 contributing resources · NRIS 91000216

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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